Bankruptcy Laws Louisiana Overview

Summary

Chapter 7 bankruptcy in Louisiana allows for debt discharge if you pass a means test. Certain property is exempt, and credit counseling is mandatory before filing. Consult a local attorney for detailed advice.

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I am a healthcare worker who has been unemployed for 6 months and can’t pay bills any longer,credit cards are maxed out please help
Hi ****, I'm sorry to hear about your situation. Could you please tell me your location so I can provide you with the most accurate information? There might be specific laws or resources in your area that can help you.
Hammond Louisiana
I understand your situation. In Louisiana:
- You might be eligible for unemployment benefits.
- Debt relief options include debt management plans, debt consolidation, or bankruptcy.
- There are laws to protect you from unfair debt collection practices.
For more details, consider contacting a local legal aid office.
Can you explain in full detail the Louisiana laws with chapter7 bankruptcy,be all inclusive.
Sure, ****. Here are the main points about Chapter * bankruptcy in Louisiana:
- It's a process to discharge debts.
- You need to pass a "means test" to qualify.
- Exemptions protect certain property.
- Credit counseling is mandatory before filing.
For detailed information, consult a local bankruptcy attorney.