Responding To Court Summons

Summary

In Tennessee, if you receive a court summons for credit card debt, you can file an Answer admitting the debt and proposing a payment plan. Respond to each claim in the summons and file within the deadline. The Answer usually doesnt need notarization, and filing fees may vary by jurisdiction. You are responsible for serving a copy to the plaintiff. Consider using online templates or seeking limited legal advice for drafting assistance.

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Emily Campbell
Hi Emily! What specific legal issue are you dealing with? That way, I can provide you with the most relevant information.
I was served a court summons regarding some credit card debt that I owe. I need to file an 'Answer Form.' but do not want to use the 'Sworn Denial Letter' and I will not be denying the balance owed. Which form can I use?
In Tennessee, if you are not denying the debt and wish to respond to the court summons, you might consider filing an "Answer" that admits the debt but asks for a payment plan or settlement. It's important to address each allegation in the summons. Consulting a local attorney for personalized guidance is recommended.
I don't have the means to hire a lawyer and plan on doing this on my own.
If you're planning to handle this yourself, you can file a general "Answer" to the court. Here’s what you can consider including:
- Admit to the debt, if that's your intention.
- Propose a payment plan or settlement.
- Respond to each claim in the summons.
Make sure to file your response within the deadline mentioned in the summons. You might want to check with the court clerk for any specific forms or additional guidance.
I checked with the court clerk and they would not provide me any information. Can I create the 'Answer' myself?
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Yes, you can create the 'Answer' yourself. Here are some key points to include:
- Admit to the debt if you agree.
- Propose a payment plan or settlement.
- Respond to each claim in the summons.
- Ensure it's filed within the deadline specified in the summons.
Consider using templates available online or seeking limited-scope legal advice for assistance.
Does the 'Answer' have to be notorized?
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In Tennessee, an "Answer" to a court summons typically does not need to be notarized unless specified by the court. It's important, however, to sign and date the document before filing it with the court. Make sure to follow any specific instructions provided by the court regarding the submission process.
Do you have a recommended template that I could use?
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In Tennessee, there isn't a universal template for an "Answer" form, but you can create one based on the following structure:
*. Caption: Include the court's name, parties involved, and case number.
*. Introduction: State your name and address.
*. Response: Address each allegation in the summons, admitting or proposing a payment plan.
*. Conclusion: Sign and date the document.
You might find useful templates online or consider seeking limited legal advice for drafting assistance.
Does it cost anything to file the answer with the court clerk
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In Tennessee, filing an "Answer" with the court clerk typically does not involve a fee, but it's wise to check with the specific court as fees can vary by jurisdiction. Would you like any more information?
Will the court clerk send a copy of my "answer" to the plaintiff?
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In Tennessee, the court clerk does not usually send a copy of your "Answer" to the plaintiff. It's your responsibility to ensure that a copy of your "Answer" is served to the plaintiff or their attorney. You might consider using certified mail to have proof of delivery.