Wage Garnishment Legal Options

Summary

In Iowa, the statute of limitations for most debts is 5 years. If your wage garnishment started 3-4 years ago and the debt was already past the limitations, you might have grounds to file a motion to dismiss. Consider consulting a legal aid office or a pro bono attorney for personalized advice. Pro bono help can be found through Iowa Legal Aid, the Volunteer Lawyers Project, local bar associations, and law school legal clinics. Discuss your situation in detail with any potential attorney.

Full Conversation

My wages are being garnished. I filed a motion to quash due to hardship but i think that is not the right filing. I said it was due to hardship - which it is. I cant pay my other monthly bills before the garnishment started. Now is incredibly worse. This debt collector has garnished my wages for the last *- 4 years & i havent been able to do anything about it because i cant afford a lawyer. I never did get a judgement letter when they did start garnishing so i never got to ask for proof of validity. I also know that it was past the statute of limitations when they first started garnishing me * or 4 years ago. Do i change my motion to quash to a motion to dismiss?
Hello ****. Your situation sounds challenging. Could you please inform me about your location? Different states have different laws regarding wage garnishment and statutes of limitations.
*
I'm sorry ****, but it seems you've provided a number instead of a location. Could you please tell me which state you're in so I can provide the appropriate legal information?
Iowa
Hello ****. In Iowa, the statute of limitations for most debts is 5 years. Since garnishment started *-4 years ago and if the debt was already past the statute of limitations, you might be able to file a motion to dismiss. However, it's advisable to consult a legal aid office or a pro bono attorney for personalized advice.
Iowa
Hello ****. In Iowa:
- The statute of limitations for most debts is 5 years.
- If the garnishment started *-4 years ago and the debt was already past the limitations, you might have a case.
Please consult a legal aid office or a pro bono attorney for personalized advice.
Where do i find a pro bono attorney?
In Iowa, you can find pro bono help from:
*. Iowa Legal Aid: They provide free legal assistance to low-income individuals.
*. Volunteer Lawyers Project: They offer a variety of legal services to those who otherwise cannot afford an attorney.
*. Local Bar Associations: They often have pro bono programs.
*. Law Schools: They sometimes offer legal clinics where students can provide assistance under supervision.
Remember, it's important to discuss your situation in detail with any potential attorney.
Thank you
You're welcome, ****! If you have any other questions or need more information, don't hesitate to ask. Best of luck with your situation.