Summary
Credit card debt in Tennessee has a six-year statute of limitations. Disability income is generally protected from garnishment. Creditors can sue for unpaid debt, but disability income is usually safe. Seek legal advice if sued. Legal Aid Society of Middle Tennessee can assist.Full Conversation
I’m on disability and was wanting to know about credit card debt
Hello ****, could you please tell me which state you're living in? This is because the laws regarding credit card debt can vary depending on the state.
Tn
Hello ****, here are some general rules about credit card debt in Tennessee:
- The statute of limitations for credit card debt in Tennessee is six years.
- Credit card debt is unsecured, so creditors cannot take your disability income.
Legal Aid Society of Middle Tennessee
Phone:(*) *-*
Address: * Murfreesboro Pike #*, Nashville, TN *
Website: www.las.org Can I be sued if I can’t pay
Yes, creditors can sue for unpaid debt. However, because your income is from disability, it's generally protected from garnishment. If you're served with a lawsuit, seek legal advice. Legal Aid Society of Middle Tennessee can provide help:
Legal Aid Society of Middle Tennessee
Phone: (*) *-*
Address: * Murfreesboro Pike #*, Nashville, TN *
Website: www.las.org Thank you
You're welcome, ****! If you have more questions or need further clarification, feel free to ask. Remember, Legal Aid Society of Middle Tennessee is there to help you. Take care!