Summary
In Kentucky, Social Security benefits and pensions are generally protected from garnishment, except for specific debts like federal taxes, child support, or alimony. Creditors can place a lien on jointly owned property for joint debts, but not if the debt is solely in one spouses name. Consulting a local attorney is advisable for personalized guidance.Full Conversation
can a creditor garnish your pension or SS?
Hello ****,
In Kentucky, creditors generally cannot garnish Social Security benefits or pensions. However, there are exceptions such as:
- Federal tax debts
- Child support
- Alimony
Is your concern related to any of these exceptions?
no
Hello ****,
If your concern is not related to federal tax debts, child support, or alimony, then creditors generally cannot garnish your Social Security benefits or pensions in Kentucky. If you have further questions or need clarification on specific details, feel free to ask!
Can they put a lien on your house? Jointly owned?
Hello ****,
In Kentucky, a creditor can place a lien on a jointly owned home. However, the specifics can vary depending on the type of debt and the way the property is owned. Is the debt in both owners' names or just one?
both
Hello ****,
Given that the debt is in both owners' names, creditors in Kentucky can place a lien on your jointly owned home for joint debts. It is advisable to consult a local attorney for personalized advice.
If you have any more questions or need further information, please let me know!
debt is in spouses name only
Hello ****,
In Kentucky, if the debt is solely in your spouse's name, creditors generally cannot place a lien on jointly owned property unless the debt is a joint debt or there are specific circumstances that allow it. Consult a local attorney for personalized advice. Do you need information on how to find a local attorney?
not at this time
Hello ****,
If you have any more questions or need further information in the future, feel free to reach out. I'm here to help!
Best regards,
FreeLawChat