Payday Loan Limitations Oklahoma

Summary

The statute of limitations for payday loans in Oklahoma is generally 5 years from the last payment. You cannot be arrested for failing to pay a debt, but ignoring a court order can lead to contempt charges. Under the FDCPA, debt collectors cannot threaten arrest or use abusive language. If threatened, document the threats, report the agency to the FTC and the Oklahoma Attorney General, and consult an attorney.

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can I be arrested over a *-year-old debt
Generally, you cannot be arrested for failing to pay a debt. However, if you ignore a court order, you could potentially be held in contempt of court, which can result in an arrest warrant. This is rare and depends on local laws. Can you share your location for more specific information?
I am in Oklahoma.
In Oklahoma, you cannot be arrested for failing to pay a debt due to the Fair Debt Collection Practices Act. However, ignoring a court order can lead to contempt of court charges. This is rare, but it's advised to consult with a local attorney.
under the Fadette collection practice act is a collector able to threaten me with the rest same day of collection call
Under the Fair Debt Collection Practices Act (FDCPA), collection agencies cannot:
- Threaten arrest or legal action that is not permitted or not actually contemplated.
- Use or threaten to use violence if you don't pay the debt.
- Use obscene or profane language.

This applies to all states, including Oklahoma.
what can I do if they are threatening me with the rest
If you're being threatened with arrest in Oklahoma, you can:
- Document the threats.
- Report the agency to the Federal Trade Commission and your state's Attorney General office.
- Consult with an attorney for possible legal recourse.
they told me I was going to be arrested for failure to comply from a debt. They are saying happened at a minimum of 15 years ago.
In Oklahoma, debt collectors cannot threaten arrest for non-payment of a debt. If this is happening, you can:
- File a complaint with the Consumer Financial Protection Bureau.
- Consult with an attorney to understand your rights.
- Report this to the Oklahoma Attorney General's office.
OK thank you.
You're welcome! If you have any more questions or need further clarification, feel free to ask. Remember, it's important to consult with a local attorney to understand your rights fully.