Summary
If youre being sued for a personal loan in Florida, its crucial to gather evidence of payments and review your loan agreement. Debt buyers can charge interest and fees as per the original agreement, but Florida law caps interest rates. To file Chapter 7 bankruptcy without an attorney, complete credit counseling, gather financial documents, fill out necessary forms, and attend the 341 meeting of creditors. The strawman theory and the idea that citizens are corporate entities are not legally recognized. Names in all caps on legal documents are for clarity and do not imply special legal status. For personalized advice, consider consulting a local attorney.Full Conversation
im being sued for a personal loan
Hi Jud,
I understand you're being sued for a personal loan. Could you please provide some additional details? For example, have you received a summons or any court documents?
im being sued for more than i borrowed and none of my payments were credited
Hi Jud,
I'm sorry to hear about your situation.
- Did you keep records of your payments and loan agreement?
- Have you contacted the lender to resolve the discrepancy?
This information can help provide specific advice on your next steps.
no
Hi Jud,
I'm sorry to hear about your situation. Here are a few steps you can take:
- Gather any available evidence of payments (bank statements, receipts).
- Respond to the lawsuit within the given timeframe.
- Consider consulting a lawyer for advice specific to your circumstances.
Is there anything specific you'd like more information on?
yes my account was sold to a another company how can they charge me more money than i borrowed
Hi Jud,
I understand your concern. Here are some general guidelines regarding debt collection in Florida:
- Debt buyers can charge interest and fees as outlined in the original loan agreement.
- Florida law caps interest rates on personal loans.
- It’s important to review the loan agreement and any communication from the new company.
Do you need more information on disputing the charges or how to respond to the lawsuit?
how do i file chapter * without an attorny
Hi Jud,
To file Chapter * bankruptcy without an attorney in Florida, follow these steps:
- Complete the required credit counseling from an approved agency.
- Gather financial documents (income, expenses, debts, assets).
- Fill out the bankruptcy forms (available on the U.S. Courts website).
- File the forms with your local bankruptcy court.
- Attend the mandatory * meeting of creditors.
For specific details, it's advisable to visit the official website of your local bankruptcy court.
Middle District of Florida Bankruptcy Court
Phone: (*) *-*
Address: * North Hogan Street, Suite *-*, Jacksonville, FL *
Website: www.flmb.uscourts.gov is the strawman real
The "strawman" theory is a pseudolegal concept often associated with various conspiracy theories. It suggests that individuals have a separate legal identity, known as a "strawman," which can be used to avoid legal obligations. This theory has no basis in law and is not recognized by any legal system in the United States, including Florida.
If you have further questions or need assistance with your legal issue, feel free to ask.
are citizens actually corporate entities
Hi Jud,
No, citizens are not considered corporate entities. Under U.S. law, individuals and corporations are separate legal entities. Citizens have legal rights and responsibilities, while corporations are created through legal processes and have different attributes and regulations.
If you have any more questions, feel free to ask!
why are names written in all caps on legal documents
Hi Jud,
Names written in all caps on legal documents is primarily a typographical convention. It ensures clarity and uniformity, making it easier to read and avoid misunderstandings. This practice does not imply any special legal status.
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