Responding To Loan Summons

Summary

In Rhode Island, you have 20 days to respond to a summons. Its important to respond to avoid a default judgment. The statute of limitations for promissory notes and debt is 10 years. You can negotiate a payment plan with your lender. Its crucial to communicate your financial situation to them. Your response to the summons should include your name, case number, and a statement addressing each claim. Its crucial to respond within the given timeframe to avoid a default judgment.

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Rhode island ... its for a loan of *
What is the specific claim made by the lender in the summons?

In Rhode Island, you typically have 20 days to respond to a summons. It's crucial to respond to avoid a default judgment.
It states I excuted a promissory note in the amount of * dollars it continues Inowe *,*.*
What is the date of the promissory note and when was the last payment made? In Rhode Island, the statute of limitations for promissory notes is 10 years.
Idk what exhibate A states its very bad print. Im not sure my last payment its been not as frquently as I though I would ve able to do.
Can you provide any details about when you think you might have made the last payment?
Maybe anywhere frome april maybe may
What year did you make the last payment? In Rhode Island, the statute of limitations for debt is 10 years.
I pretty sure this month but i didntbsave all the emails I have one that states *
What is the exact date on the summons you received?
The summons was generated */*/*
What is the exact amount claimed by the lender in the summons?
It states I need to pay *,*.* plus statory interest,cost,reasonable attorneys fes
What is the interest rate mentioned in the summons? In Rhode Island, the legal maximum interest rate is *% per annum.
There is none mention and the printbis not clear on the other papers to give a proper anwser.
What is the name of the lender or the company that issued the summons?
Absoulute resolutions investment inc
What is the court mentioned in the summons?
J Joseph Garrahy Judicial Court
What is your current financial situation? Are you able to repay the loan?

J. Joseph Garrahy Judicial Complex contact details:
One Dorrance Plaza, Providence, RI *
Phone: (*) *-*
Im working but Im in the process of moving. I cant pay in full or in the payment plan I thought I could I am willing to pay * dollars each check and Im looking in to debt consiladtion. I did not forget who I owe its just I didnt have the means to give . I want to pay it back.
Have you contacted the lender to discuss your financial situation and propose a new payment plan?

General Information:
- J Joseph Garrahy Judicial Complex, * Dorrance Plaza, Providence, RI *, USA. Phone: +* *-*-*.
- Debt consolidation might help manage your debts.
No I didnt know I could
You can usually negotiate a payment plan with your lender. It's important to communicate your situation to them.
Should I still write my anwser and call them ?
Yes, you should respond to the summons in writing and also contact the lender to discuss a possible payment plan.
The think is I do not know what to write. Or how to write it and thwre is no help here ... no free lawyers to assit in my case is what I been told but I just need guidance in what to write.
What specific information are you struggling to include in your written response to the summons?
Everything im not shure with out an example how to construct a response. I never been in court or had to write a response to a summons.
What is the case number mentioned in the summons? This will help you in drafting a response. In general, your response should include your name, case number, and a statement addressing each claim.
Sure*
Could you please clarify the case number mentioned in the summons?
6CA-*-*
What is the deadline mentioned in the summons for submitting your response?
20 days from receiving.
What is the exact date you received the summons?
*/*/*
What is the current date?
*/*/*
You have 12 days left to respond to the summons. It's crucial to respond within this timeframe to avoid a default judgment.
Where can I find an example pf how to respond.
You can find examples of how to respond to a summons online or at your local library. Make sure to include your case number, name, and address each claim.
Thank you
You're welcome! If you need further assistance, feel free to ask. Remember, it's important to respond to the summons within the given timeframe.