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Selling Property For Care
Summary
If your mums stay in a care home becomes permanent, her property may be considered in financial assessments for care fees. The local council can disregard the property for the first 12 weeks of permanent care. Deferred Payment Agreements (DPA) may allow care fees to be deferred, using the property as security. If your mum lacks mental capacity, you may need to apply for deputyship through the Court of Protection. For personalized advice, consult a solicitor specializing in elder law.Full Conversation
My dad passed away, he was sole carer for my mum who has dementia. Theirhouse is in mums name but mum is in a carehome and currently being funded by socail care. Do we need to sell her home for her care fees?
I'm sorry for your loss, ****. To understand better, can you please confirm if your mum's stay in the care home is permanent or temporary? This affects whether the house may be disregarded in financial assessments for care fees.
It was temporary but we don't know what to do now.
I'm sorry to hear about your situation, ****. To assist you further, could you please clarify if you intend for your mum's stay in the care home to become permanent? This will help determine the implications for her home and care fees.
yes
I'm sorry to hear about your situation, ****. Here are some important points regarding care home fees and property:
- If your mum's stay is permanent, her property might be considered in the financial assessment for care home fees.
- The local council can disregard the property for the first * weeks of permanent care.
- Deferred Payment Agreements (DPA) may allow the care fees to be deferred, with the property used as security.
For personalized advice, consider consulting with a solicitor who specializes in elder law.
- If your mum's stay is permanent, her property might be considered in the financial assessment for care home fees.
- The local council can disregard the property for the first * weeks of permanent care.
- Deferred Payment Agreements (DPA) may allow the care fees to be deferred, with the property used as security.
For personalized advice, consider consulting with a solicitor who specializes in elder law.
Can we remove mum from the carehome?
Hello ****,
You can remove your mum from the care home if you believe it is in her best interest and you can provide appropriate care for her. Here are some key points to consider:
- Ensure you have a suitable care plan in place.
- Inform the care home and local council about the decision.
- Understand the potential impact on any existing care arrangements and funding.
Would you like more detailed information on creating a suitable care plan?
You can remove your mum from the care home if you believe it is in her best interest and you can provide appropriate care for her. Here are some key points to consider:
- Ensure you have a suitable care plan in place.
- Inform the care home and local council about the decision.
- Understand the potential impact on any existing care arrangements and funding.
Would you like more detailed information on creating a suitable care plan?
yes
To create a suitable care plan for your mum, consider the following steps:
- **Assessment of Needs**: Conduct a comprehensive needs assessment to understand her care requirements.
- **Care Plan Development**: Develop a care plan detailing daily routines, medication management, and emergency procedures.
- **Support Services**: Arrange for professional caregivers or community services for additional support.
- **Financial Planning**: Review the financial implications of home care and any available benefits or allowances.
Would you like more detailed information on any specific step?
- **Assessment of Needs**: Conduct a comprehensive needs assessment to understand her care requirements.
- **Care Plan Development**: Develop a care plan detailing daily routines, medication management, and emergency procedures.
- **Support Services**: Arrange for professional caregivers or community services for additional support.
- **Financial Planning**: Review the financial implications of home care and any available benefits or allowances.
Would you like more detailed information on any specific step?
yes
Which specific step would you like more detailed information on: Assessment of Needs, Care Plan Development, Support Services, or Financial Planning?
caring for mum at home
To care for your mum at home, consider the following:
- **Assessment of Needs**: Contact your local council to request a needs assessment to determine the level of care required.
- **Care Plan Development**: Create a detailed plan, including daily routines, medication schedules, and emergency contacts.
- **Support Services**: Look into professional caregivers or local community services for additional support.
- **Financial Planning**: Review potential benefits like Attendance Allowance and other financial support options.
Would you like more detailed information on any of these steps?
- **Assessment of Needs**: Contact your local council to request a needs assessment to determine the level of care required.
- **Care Plan Development**: Create a detailed plan, including daily routines, medication schedules, and emergency contacts.
- **Support Services**: Look into professional caregivers or local community services for additional support.
- **Financial Planning**: Review potential benefits like Attendance Allowance and other financial support options.
Would you like more detailed information on any of these steps?
how much are carers an hour?
Hello ****,
The cost of carers in England can vary, but on average, you might expect to pay between £* to £* per hour for professional home care services. Costs can depend on the level of care required and your location. For more detailed information, you may want to contact local care agencies.
Would you like assistance with finding local care agencies?
The cost of carers in England can vary, but on average, you might expect to pay between £* to £* per hour for professional home care services. Costs can depend on the level of care required and your location. For more detailed information, you may want to contact local care agencies.
Would you like assistance with finding local care agencies?
how much are live in carers
Hello ****,
Live-in carers in England typically cost between £* to £*,* per week, depending on the level of care required and your location. For more specific information, it's best to contact local care agencies.
Would you like assistance finding local care agencies?
Live-in carers in England typically cost between £* to £*,* per week, depending on the level of care required and your location. For more specific information, it's best to contact local care agencies.
Would you like assistance finding local care agencies?
yes
Hello ****,
To assist you with finding local care agencies for live-in carers, please provide your location or the nearest town/city. This will help me provide you with more accurate information.
Thank you.
To assist you with finding local care agencies for live-in carers, please provide your location or the nearest town/city. This will help me provide you with more accurate information.
Thank you.
Clacton
Hello ****,
Here are some local care agencies in Clacton that provide live-in care services:
*. **Bluebird Care (Clacton & Tendring)**
- Phone: * * *
- Website: [Bluebird Care](https://www.bluebirdcare.co.uk/clacton-tendring)
*. **Home Instead Senior Care (Clacton, Frinton & Walton)**
- Phone: * * *
- Website: [Home Instead](https://www.homeinstead.co.uk/clacton)
Would you like further assistance with contacting these agencies?
Here are some local care agencies in Clacton that provide live-in care services:
*. **Bluebird Care (Clacton & Tendring)**
- Phone: * * *
- Website: [Bluebird Care](https://www.bluebirdcare.co.uk/clacton-tendring)
*. **Home Instead Senior Care (Clacton, Frinton & Walton)**
- Phone: * * *
- Website: [Home Instead](https://www.homeinstead.co.uk/clacton)
Would you like further assistance with contacting these agencies?
Can I apply for power of attorney for mum?
Hello ****,
Yes, you can apply for power of attorney for your mum. Here are the steps:
- **Choose the Type**: Decide between Lasting Power of Attorney (LPA) for Health and Welfare, and LPA for Property and Financial Affairs.
- **Forms**: Complete the relevant LPA forms available on the UK government website.
- **Registration**: Register the completed forms with the Office of the Public Guardian (OPG).
Would you like more detailed information on any of these steps?
Yes, you can apply for power of attorney for your mum. Here are the steps:
- **Choose the Type**: Decide between Lasting Power of Attorney (LPA) for Health and Welfare, and LPA for Property and Financial Affairs.
- **Forms**: Complete the relevant LPA forms available on the UK government website.
- **Registration**: Register the completed forms with the Office of the Public Guardian (OPG).
Would you like more detailed information on any of these steps?
yes
Hello ****,
To apply for power of attorney for your mum, here are the detailed steps:
*. **Choose the Type**:
- **LPA for Health and Welfare**: Allows you to make decisions about your mum's health and personal welfare.
- **LPA for Property and Financial Affairs**: Allows you to manage your mum's finances and property.
*. **Complete the Forms**:
- Download the LPA forms from the UK government website [here](https://www.gov.uk/government/collections/lasting-power-of-attorney-forms).
- Fill out the forms with your mum and the chosen attorney(s).
*. **Registration**:
- Send the completed forms to the Office of the Public Guardian (OPG) along with the registration fee.
- The OPG will review and register the LPA, which can take up to * weeks.
Would you like more detailed information on filling out the forms or the registration process?
To apply for power of attorney for your mum, here are the detailed steps:
*. **Choose the Type**:
- **LPA for Health and Welfare**: Allows you to make decisions about your mum's health and personal welfare.
- **LPA for Property and Financial Affairs**: Allows you to manage your mum's finances and property.
*. **Complete the Forms**:
- Download the LPA forms from the UK government website [here](https://www.gov.uk/government/collections/lasting-power-of-attorney-forms).
- Fill out the forms with your mum and the chosen attorney(s).
*. **Registration**:
- Send the completed forms to the Office of the Public Guardian (OPG) along with the registration fee.
- The OPG will review and register the LPA, which can take up to * weeks.
Would you like more detailed information on filling out the forms or the registration process?
yes
Hello ****,
To apply for power of attorney for your mum, here's more detailed information:
- **Filling out the Forms**:
- Ensure all sections are completed accurately.
- Your mum (the donor) must sign the forms in the presence of a witness.
- The chosen attorney(s) must also sign in the presence of a witness.
- **Registration Process**:
- Send the forms with the registration fee to: Office of the Public Guardian, PO Box *, Birmingham B2 2WH.
- The process can take up to * weeks for the LPA to be registered.
Would you need help with any specific part of the forms?
To apply for power of attorney for your mum, here's more detailed information:
- **Filling out the Forms**:
- Ensure all sections are completed accurately.
- Your mum (the donor) must sign the forms in the presence of a witness.
- The chosen attorney(s) must also sign in the presence of a witness.
- **Registration Process**:
- Send the forms with the registration fee to: Office of the Public Guardian, PO Box *, Birmingham B2 2WH.
- The process can take up to * weeks for the LPA to be registered.
Would you need help with any specific part of the forms?
mum has dementia can I still apply for power of attorney for her?
Hello ****,
To apply for power of attorney for your mum, she must have the mental capacity to understand and agree to the arrangement at the time of signing. If she lacks mental capacity, you might need to apply to the Court of Protection for a deputyship.
Would you like more information on applying for deputyship?
To apply for power of attorney for your mum, she must have the mental capacity to understand and agree to the arrangement at the time of signing. If she lacks mental capacity, you might need to apply to the Court of Protection for a deputyship.
Would you like more information on applying for deputyship?
yes
Hello ****,
To apply for deputyship for your mum, here are the steps:
- **Application Forms**: Complete the deputyship application forms available on the UK government website.
- **Submit Forms**: Send the forms to the Court of Protection.
- **Fee**: Pay the application fee.
Would you like more detailed information on any specific step?
To apply for deputyship for your mum, here are the steps:
- **Application Forms**: Complete the deputyship application forms available on the UK government website.
- **Submit Forms**: Send the forms to the Court of Protection.
- **Fee**: Pay the application fee.
Would you like more detailed information on any specific step?
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