Car Ownership Transfer Options

Summary

In California, transferring car ownership after the owners death may involve probate if the car is part of the estate. A letter of intent might assist in probate court. Contact the DMV for guidance on ownership transfer requirements. Consulting a probate attorney can provide legal options. If probate time has passed, an Affidavit of Heirship might be an alternative. For guardianship of a special needs individual, conservatorship in California ensures decision-making authority. Consider a Special Needs Trust to protect SSI benefits from life insurance proceeds.

Full Conversation

I have a question that has to do with California law. Hypothetically, Say And Older woman financed a car for her daughter(meaning it was in her name , but the daughter paid the payments) and she found out that she was dying. So the daughter was paying for the car the whole time. The loan company had no interest in letting the daughter take over the loan and she couldn't get a loan by herself-that was the issue in the first place. So they decide to put it in the boyfriends name. basically selling it to him for what still owed on it. Her illness progresses quickly and the daughter is taking care of her in hospice, and never makes it to the dmv to do the paperwork. The mother dies, though she does sign a letter of intent, but it never gets done before she dies. The girl keeps making the payments not knowing what to do? What can she do to get the car in her name or the boyfriends name?
In this hypothetical situation in California, here's what can be done:
- Probate Process: The car might need to go through probate if it's part of the deceased's estate. Check if the letter of intent can be used in probate court.
- Contact DMV: Reach out to the DMV to understand the process and requirements for transferring ownership under these circumstances.
- Legal Advice: Consider consulting with a probate attorney for guidance on legal options available.
Is there anything else you need help with regarding this situation?
Well, its way past probate time, Hypothetically, it almost been two years.
In Texas, if it's been two years since the passing, the probate process might be more complex, but there are still options:
- Affidavit of Heirship: This can be used to transfer property when probate isn't possible or practical.
- Consult an Attorney: A probate or estate attorney can provide guidance on potential legal avenues.
Is there any specific aspect of this hypothetical situation you'd like more information on?
Yeah, don't something automatically go to the daughter?
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In Texas, property doesn't automatically transfer to the daughter unless specified in a will or through joint ownership with right of survivorship. Without probate, an Affidavit of Heirship may be used to assert rights to the property. Have you considered talking to a probate attorney?
too expensive
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When probate isn't pursued, there may be alternative legal processes available, such as filing an Affidavit of Heirship, which might be less costly. It may be beneficial to explore any free or low-cost legal aid groups or services in Texas that can offer guidance. If you have more questions about this, feel free to ask!
Can I ask a different question?
Sure, feel free to ask your new question, and I'll do my best to help!
This one is about guardianship of a "special needs" individual.
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Certainly, ****! When it comes to guardianship of a "special needs" individual in Texas, what specific aspect are you curious about? For example, are you looking into the process of establishing guardianship, or are you dealing with a specific issue related to an existing guardianship?
This is in California.
Thank you for clarifying the location. It seems there was a mix-up earlier. Let's focus on California for the guardianship question.
In California, are you interested in understanding how to establish guardianship for a "special needs" individual, or do you have a specific situation or challenge in mind related to guardianship?
Well my son, Andrew almost *, Has sever special needs, and couldn't live on his own without help. He gets ssi and probably will for the rest of his life. my question is about after I die. Does Andrew need to be conserved in order for the state or the regional center to take care of him. And does he need to be conserved for me and him to pick out someone to take care of him when I'm gone?
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In Texas, conservatorship or guardianship can be important for a person with special needs to ensure they receive proper care. Here's some general information:
- Guardianship: Establishing guardianship can help ensure someone is designated to make decisions for Andrew when you're no longer able.
- State Support: Texas may have state or regional support services for individuals with special needs, but having a designated guardian can provide more personalized and consistent care.
Would you like to know more about the guardianship process in Texas?
No- in California
I'm here to help with your situation in California regarding guardianship for Andrew.
- Conservatorship: In California, conservatorship may be necessary to ensure someone can make decisions for Andrew when you're no longer able.
- State Support: California offers regional centers and state programs to support individuals with special needs, but having a conservator allows for more personalized care decisions.
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Is there any specific aspect of conservatorship you'd like more information on?
yes please tell me more.
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In California, conservatorship involves legal authority to make decisions for someone unable to do so themselves. Here's how it generally works:
- Types: There are two main types—conservatorship of the person (personal care) and estate (financial decisions).
- Process: File a petition in probate court. A court investigator assesses the situation.
- Selection: You can nominate a successor conservator to take over after you're gone.
Would you like more details on any of these aspects?
yes please
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In California, for conservatorship:
- Types: Conservatorship of the person covers personal care; conservatorship of the estate covers financial matters.
- Process: File a petition in probate court, followed by an investigation.
- Nomination: You can nominate a successor conservator for future care.
Would you like to be connected to local lawyers who can better assist you with your case?
no not at this time? but I am interested in the aspects concerning any life insurance that I leave him?
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In Texas, life insurance policies can directly name beneficiaries, bypassing probate. Here are some points to consider:
- Beneficiary Designation: Ensure your son is named as the beneficiary on your policy.
- Special Needs Trust: Consider setting up a trust to manage the funds without affecting his SSI benefits.
Would you like more information on setting up a special needs trust?
not yet, but is that info for California too?
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In California, the same principles apply regarding life insurance:
- Beneficiary Designation: Ensure your son is named as the beneficiary.
- Special Needs Trust: A trust can protect his eligibility for SSI benefits.
If you need more information on setting up a special needs trust in California, feel free to ask!
sure, go over it with me, and this is for California
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In California, a Special Needs Trust can be essential for ensuring that life insurance benefits do not affect Andrew's SSI eligibility. Here's how it works:
- Purpose: Preserves eligibility for government benefits.
- Trustee: Manages funds on behalf of Andrew.
- Setup: Requires legal expertise to establish.
If you need more detailed guidance, don't hesitate to ask!
yes please
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It seems like you're dealing with a potentially high-value legal situation regarding the establishment of a Special Needs Trust for your son in California. This can ensure his benefits are preserved while managing the life insurance funds.
Would you like to be connected to local lawyers who can better assist you with your case?
no no yet. but I do have to say its not a large amount of money. just like *,*
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Even though $*,* might not seem like a large amount, setting up a Special Needs Trust can still be crucial for preserving your son's SSI eligibility. If you have any more questions about the process or need further assistance, feel free to ask!
Thank you!
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You're welcome! If you have any more questions or need further assistance, feel free to reach out. Your inquiries are important, and I'm here to help whenever you need it.