Removing Ex Partner From Mortgage
Summary
The user is trying to remove her abusive ex-boyfriends name from her mortgage/deed. She has a protection from abuse order against him but he refuses to sign off. She has applied for legal aid and pro bono services. She was advised to consider a partition lawsuit, which is a legal method to force the sale or division of a property when co-owners disagree. The user was also advised to reach out to local law schools for pro bono clinics. The user has a lien on her house in her ex-boyfriends name which can affect the outcome of a partition lawsuit. She was also advised to consider filing a police report for financial abuse.Full Conversation
I need to get my abusive ex boyfriend to sign his name off of my mortgage/deed, he made me put him on it by force while I was in an abusive relationship with him. I got a protection from abuse order on him in * which evicted him but his name is still on the house and he refuses to sign it off. He has liens on my house in his name. Still abusing me and messing with my finances 3 years later
What state are you located in, ****? This will help me provide the most accurate information regarding your situation.
Pennsylvania
Have you consulted with a lawyer regarding this issue? In Pennsylvania, you may need to file a partition lawsuit to remove a name from a deed.
That’s what I’m doing now. I applied for legal aid and pro Bono, but haven’t heard anything. I’m trying to refinance and this is holding it up and I’m financially in trouble if this doesn’t go through… I’m broke!
Have you tried contacting the Pennsylvania Legal Aid Network for assistance? They might be able to expedite your case.
I contacted NorthPenn legal services
What was the response from NorthPenn legal services? They might be able to provide you with a pro bono attorney to help with your case.
Still waiting
What is the status of your mortgage? Are both of you co-borrowers or is it only in your name?
I bought the house in * on my own with my kids with my SSI back pay. I’m disabled. I refinanced on * January and added him as co signer
Have you tried discussing this issue with your mortgage lender? They might be able to provide some guidance or options.
They are working with me on the refinancing we’re trying to do now which is taking all my credit and loans and stacking them onto my mortgage to pay them off, because I fell behind because my husband was out of work etc
What is the response of your ex-boyfriend when you ask him to sign off the mortgage?
I have no contact with him. The 3 year PFA I had against him expired in June
Have you considered filing a partition lawsuit to remove his name from the deed? In Pennsylvania, this is a common method used to resolve such issues.
I don’t know what that is
A partition lawsuit is a legal method to force the sale or division of a property when co-owners disagree. Have you considered hiring a lawyer for this?
I’m trying to get a legal aid lawyer, can’t afford to pay. This isn’t something I can file without a lawyer?
While it's possible to file a partition lawsuit without a lawyer, it's complex and generally recommended to have legal representation. Have you tried reaching out to local law schools for pro bono clinics?
I will try to reach out to law schools and look up more information on the partition lawsuit
What is the status of the liens on your house? In Pennsylvania, liens can affect the outcome of a partition lawsuit.
I think there is one in his name. I know for sure my insurance company settled the other. He’s ruining my lofe
What type of lien is in his name? This information can affect the process of removing his name from the mortgage/deed.
Its either a default loan or some kind of fines he didn’t pay
Do you know the amount of the lien? In Pennsylvania, the amount of the lien can affect the process of removing a name from the mortgage/deed.
no
Do you have any documentation or proof that he forced you to add his name to the mortgage/deed? This could be helpful in your case.
The PFA is all I have. He was removed from the house and told to stay away for 3 years because he broke my nose with his phone and that wasn’t the only time. The police were called many times and there’s police reports that will show long term abuse
Have you considered filing a police report for the financial abuse? In Pennsylvania, financial abuse can be considered a form of domestic violence.
I wasn’t aware that I could. It feels like he’s still abusing me because I’m still responsible for him not paying anything he’s responsible for. The $*,* that my insurance company settled with PPL is from him taking my car in * without my permission and hitting a telephone pole and totaling my car
Have you reported the incident of him taking your car without permission to the police? In Pennsylvania, unauthorized use of a vehicle is considered a crime.
He was arrested for that. And again I’m December of * for destroying my house. I pressed charges both times
What was the outcome of the charges you pressed against him for unauthorized use of your vehicle and destroying your house?
He went to court and they had him do some sort of program, he was on probation, I was trauma bonded to him from *-* so I helped him out of most of it like an idiot
What is the current status of his probation?
I have no idea
Have you considered contacting the probation department to inquire about his current status? They might be able to provide some information.
He has a rap sheet a mile long has been arrested since I left him also
What were the charges for his recent arrests?
Not sure at the moment I just look up his name on the edocket app
What were the results when you looked up his name on the edocket app?
can I send screenshots here?
I'm sorry, but as a text-based service, we're unable to receive screenshots. Could you please describe the information you found on the edocket app?
id have to go look
Could you please provide a brief summary of the information you found on the edocket app when you have a chance?
Judgment against him vs Mariner Finance *,*
What is the nature of the judgment against him by Mariner Finance? This could potentially impact your situation.
Pretty sure that’s the other lien
What is the amount of the lien from Mariner Finance? In Pennsylvania, the amount of the lien can affect the process of removing a name from the mortgage/deed.