Address Fraud Legal Steps

Summary

Address fraud in Illinois involves using false address information for personal gain or deception. If someone uses your address without permission, you can report it to the lender, notify credit bureaus, and file a police report. Even if a loan is paid off, reporting to the lender can lead to an investigation and potential legal action. Filing a police report may result in an investigation and possible criminal charges. The Chicago police should take action on address fraud, so file a report with evidence and follow up for updates.

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So I found out today. that the non custody of parents in my child support case listed my current address. on his motorcycle loan application He listed his girlfriend's 31 year old son at a reference listing his address. as my current address.
It seems like the non-custodial parent has used your address without your permission. This can be considered address fraud. Here are some actions you can take in Illinois:
- Report the fraud to the lender or financial institution.
- Notify the credit bureaus (Equifax, TransUnion, Experian).
- Consider filing a police report.
Would you like more specifics on any of these steps?
Now I have other questions regarding this issue as I. subpoenaed these loan records and had them sent to the judge with which I picked them up from the judge this morning. but I do not know if the judge Noticed that my children's in my current address was listed for. the non custodial parents. 31 year old son on his application
It sounds like you are concerned about the judge noticing the address discrepancy in the loan records. Here are some steps you can take:
- **Inform the Judge:** Request a meeting or write a letter to inform the judge about the address discrepancy.
- **Provide Documentation:** Submit any evidence you have that proves the address was used without permission.
Would you like more details on how to inform the judge?
I also noticed that on his application. he listed that he pays *. mortgage He also had a different address in old address listed for the girlfriend who he also had as a reference on his application. The documents also show that his down payment for the motorcycle was$*,*.
It seems you have additional concerns about the discrepancies in the loan application. Here are some actions you can take:
- **Document Everything:** Keep detailed records of all discrepancies found.
- **Highlight Discrepancies:** Clearly mark the discrepancies in the documents.
- **Inform the Judge:** Request to meet the judge or submit a letter detailing all the concerns.
Would you like more information on any of these steps?
But I believe that the judge who previously stated that she would be redacting the documents before handing them to me. but nothing was redacted in the documents, because I think the judge noticed
It seems you are concerned about the judge's actions regarding the redaction of the documents. Here are some steps you can consider:
- **Clarify with the Judge:** Request clarification from the judge on why the documents were not redacted.
- **Seek Legal Advice:** Consider consulting with a legal professional for guidance on how to proceed.
Would you like more information on how to request clarification from the judge?
You not understanding me, I think the judge noticed. But the non custodial parent listed. in his application. I think she noticed that he put zero mortgage payments when in court papers he's claiming to be making mortgage payments. I think the judge also noticed that my children's and my current address was listed for his girlfriend's 31 year old son who was used as a reference on his application. So I believe that the judge did not read that. None of that, for reasons that she wanted me to see that.
It sounds like you believe the judge noticed the discrepancies in the non-custodial parent's loan application but did not redact the documents to ensure you saw them.
Here are a few steps you can consider:
- **Document Your Observations:** Write down all the discrepancies you have noticed.
- **Request a Hearing:** You can request a hearing to discuss these discrepancies with the judge.
Would you like more details on how to request a hearing?
Now, besides the child support judge and case. can the non custodial parent? Although I believe the motorcycle loan is now paid off fully. but he still lied on his application for the loan. Can I still report it to the lender And can I file a police report as he use my address without asking. And the person he listed my address for does not live at this address and never lived at this address. In fact, he lives with the non custodial parent at the same. at the same address. And so does the girlfriend.
It seems you have concerns about the non-custodial parent's actions. Here are some steps you can take:
- **Report to the Lender:** Notify the lender about the false information on the loan application.
- **File a Police Report:** Report the misuse of your address to local law enforcement.
- **Inform Credit Bureaus:** Notify Equifax, TransUnion, and Experian about the incorrect address usage.
Would you like more details on any of these steps?
What can happen? if I report it to the lender? but the loan is paid off.
Reporting the issue to the lender even if the loan is paid off can lead to the following:
- **Investigation:** The lender may investigate the fraudulent information provided.
- **Legal Action:** The lender might take legal action against the non-custodial parent for fraud.
- **Credit Impact:** The non-custodial parent's credit report could be affected.
Would you like more details on how to report it to the lender?
yes
To report the issue to the lender, follow these steps:
- **Gather Documentation:** Collect all relevant documents, including the loan application and any evidence of address fraud.
- **Contact the Lender:** Reach out to the lender's fraud department and explain the situation.
- **Submit Documentation:** Provide the lender with copies of the evidence you have gathered.
Would you like more details on contacting the lender's fraud department?
And what happens if I file a police report for address fraud?
Filing a police report for address fraud in Illinois can lead to the following:
- **Investigation:** The police may investigate the fraudulent use of your address.
- **Charges:** The person committing address fraud could face criminal charges.
- **Legal Action:** The case may be referred to the state's attorney for prosecution.
Would you like more details on how to file a police report?
Are you sure Chicago police will take any action at all? For this issue.
The Chicago police should take action, as address fraud is a serious matter. Here are some steps:
- **File a Report:** Visit your local police station to file a report.
- **Provide Evidence:** Bring all relevant documents to support your case.
- **Follow Up:** Stay in touch with the assigned officer for updates.
Would you like more details on how to file a report?