Summary
Sheila was scammed on Craigslist by a man who misused her credit card and stopped paying the bills. She signed a contract, but the scammer disappeared. Sheila has filed a police report and informed American Express. She should consult a credit law attorney, dispute the debt with Equifax, and keep all related documents.Full Conversation
l was scan on Craigslist two years ago looking to make extra income .l found this man that said he would pay me to use my credit card for his business he paid me but also scan me using my credit cards and stop paying the bills.
I'm sorry to hear about your situation, ****. It seems like you may be the victim of a fraud. To help you more specifically:
- Can you provide more details about the agreement you had with this person?
- Have you reported this issue to your credit card provider or local law enforcement yet?
yes. He met with me l sign a contract was supposed to say he would be liable . He was paying then he stop and change his phone number. Bills never came to my home cause he had the bills coming to his home. Now American Express is trying to have me serve
I'm sorry to hear about your situation, ****. It's important to:
- Report the matter to your local law enforcement.
- Contact American Express and explain the situation.
- Consult with a local attorney who specializes in fraud cases.
Remember, never sign a contract without understanding its implications.
l have a police report on file
It's good that you've filed a police report, ****. Now, you should:
- Notify American Express about the police report.
- Consult a legal professional for further guidance.
- Keep all related evidence, such as the contract and any communication.
l have already told American Express about this. I wrote them a letter. Equifax said the debt was wrote off
That's a good step, ****. However, having a debt written off doesn't absolve you of the debt. You should:
- Consult a lawyer specializing in credit law.
- Try to dispute the debt with Equifax.
- Continue communicating with American Express.
thanks
You're welcome, ****. Keep all your documents and correspondence in order. It's important to consult with a credit law specialist for comprehensive advice. Be vigilant and proactive in resolving this issue.