Summary
If your car insurance claim is denied, request a written explanation from the insurance company, review the policy terms to understand the grounds for denial, and contact the Texas Department of Insurance for assistance. Consider filing a complaint if you believe the denial is unjust. If youre on social security, you may qualify for free or low-cost legal assistance through organizations like the Texas Legal Services Center or Lone Star Legal Aid. They can provide guidance and possibly representation at no cost.Full Conversation
My car got stolen july *. Insurance says it was spotted on june *. Im only driver. Why is the dates irreverent
Hi ****! It seems like the insurance company might be questioning the timeline of when the car was last seen to determine the validity of the claim. The dates are relevant to understand if there's any discrepancy in the reported timeline. Have they provided any specific reason for highlighting the dates?
Says car was on a shoulder of a hwy
It seems like the insurance company might be concerned about the circumstances under which your car was found. Here are a few things to consider:
- Provide any documentation or evidence that supports your claim, like police reports or witness statements.
- Ask the insurance company for more details about why the dates are significant.
- If needed, consider consulting a lawyer for assistance with your claim.
Is there anything else specific you'd like to know or discuss?
I gave them all statements police report. I had the car when it was stolen on july2
Case Rating: *
It seems like a misunderstanding with the insurance company regarding the timeline of events. I suggest you ensure all your documents, like police reports, align with your statement. If the issue persists, consider contacting a lawyer specializing in insurance claims for further assistance. Would you like more information on how to proceed?
Yes
Case Rating: *
It seems like you might be dealing with a tricky insurance claim situation. To proceed, you could:
- Request a detailed explanation from the insurance company about the significance of the dates.
- Consider consulting with a lawyer specializing in insurance disputes if the issue is unresolved.
Would you like to be connected to local lawyers who can better assist you with your case?
I can not afford a lawyer as i am on social security. Not sure what to do
Case Rating: *
Since you're on social security, you may qualify for free or low-cost legal assistance through legal aid organizations. In Texas, consider reaching out to the Texas Legal Services Center or Lone Star Legal Aid for help with your insurance claim. They can provide guidance and possibly representation at no cost.
Ok thankyou. If they deny my claim what next
Case Rating: *
If your claim is denied, you can:
- Request a written explanation for the denial from your insurance company.
- Review the policy terms to understand the grounds for denial.
- Contact the Texas Department of Insurance for assistance.
- Consider filing a complaint with them if you believe the denial is unjust.
Ok thankyou
Case Rating: *
You're welcome, ****! If your claim is denied, following those steps is a good start. If you need more assistance, consider reaching out to legal aid organizations. They can help you navigate this challenging situation. Feel free to ask if you have more questions.
Thankyou
Case Rating: *
It looks like you have a challenging insurance claim situation. Since you've already received some guidance, if you need further assistance or if the situation escalates, reaching out to legal aid organizations might be your best option. They can provide support based on your financial situation.
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