Having Trouble Getting Car Insurance After Reporting An Accident

Summary

If youre having trouble getting car insurance after reporting an accident, you may need to file a complaint with the New York State Department of Financial Services. They can assist you in resolving the issue with your insurance company.

Full Conversation

I went to get car insurance and every place is denying me because they are saying I didn't report a when my daughter totaled my car but I did claim it
Did you receive any written confirmation or reference number when you reported the accident to your previous insurance company?
Yes and I have the adjuster report
What is the date of the accident and the date you reported it to your insurance company?
The accident was Dec 10th and the date of the was Dec * th
What insurance company did you report the accident to? In New York, you're required to report accidents within 10 days.
GEICO
What steps have you taken with GEICO to resolve this misunderstanding?

In New York, insurance companies are required to act in good faith and investigate claims promptly.
They won't talk to me and when I call I get disconnected all the time
Have you tried reaching out to GEICO through other means like email or their online portal?

- GEICO's customer service number: (*) *-*
- Email: You can find it on their website.
No I don't know what to do. My fiance just keeps telling I got screwed but won't help me with anything nobody well
Have you considered seeking help from a lawyer or the New York State Department of Financial Services? They regulate insurance companies and can assist with disputes.
How do I go about that
You can file a complaint with the New York State Department of Financial Services online or contact a local attorney for assistance.
Ok I'm so lost and confused
What part of the process are you finding confusing? I can help clarify. For filing a complaint with the NY State Department of Financial Services, you can visit their website.
Everything I
I understand it's overwhelming. Let's break it down. Have you visited the NY State Department of Financial Services website to start the complaint process?
The insurance and the bank I went throw my daughter not being able to ever work again and got none out of all this I have without a car for two years just to get enough money to get another one just to have that break done for a year to gefixed now I can't get insurance and that only part of it all
I'm sorry to hear about your situation. Have you considered filing a complaint with the New York State Department of Financial Services about your insurance issue?
I would like to do that so I just have to go to that site
Yes, you can visit the New York State Department of Financial Services website to file a complaint. Their contact number is (*) *-* if you need further assistance.
Thank you if I need further assist can I text you back your the only one that has told me anything promising in almost 3 years
Of course, ****. Feel free to reach out anytime. We're here to help you navigate through your legal issues.
Thank you
You're welcome, ****. Don't hesitate to contact us if you need more help. We're here to assist you.