Insurance Claim Denial Appeal

Summary

Insurance companies in Minnesota can deny claims if they believe damage resulted from contractor error. Review your policy for exclusions, gather documentation, and consider appealing the decision. Consult a local attorney specializing in insurance disputes for guidance.

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my general liabilty for sub contracting denied me for a claim i put in for water getting into roof
Hi Scott, I'm sorry to hear about your situation. To assist you better, could you please clarify the reason your insurance company provided for denying your claim?
im doing my moms roof and during the job water some how got into roof and now I have mold growing on plywood, I made a claim with my general liability and they denied me
Hi Scott, I'm sorry to hear about your situation. To assist you better, could you please clarify the reason your insurance company provided for denying your claim?
there saying that do to my error thewre not liable
Hi Scott, I'm sorry to hear about your situation. In Minnesota, insurance companies can deny claims if they believe the damage resulted from contractor error.
- Review your insurance policy for exclusions.
- Consider appealing the decision.
- Consult a local attorney specializing in insurance disputes for further guidance.
Would you like more information on appealing the decision?
yes
Sure, Scott! Here are the general steps for appealing an insurance claim denial in Minnesota:
- **Review Denial Letter:** Understand the specific reasons given for the denial.
- **Gather Documentation:** Collect all relevant documents, including your policy, the denial letter, and any evidence of proper workmanship.
- **Write an Appeal Letter:** Clearly state your case, referencing the policy and evidence.
- **Consult an Attorney:** Consider seeking legal advice to strengthen your appeal.
Would you like more detailed information on any of these steps?
no thanks thank yo
You're welcome, Scott! If you have any other questions or need further assistance in the future, feel free to reach out. Good luck with your appeal!