Property Title Transfer Guide

Summary

In Ontario, transferring a property title to yourself involves using a Transfer/Deed of Land form. If a mortgage has a mutual consent clause, both parties must agree to changes. Changing ownership from joint tenancy to tenants in common can be done without consent, but it has legal implications. Consulting a lawyer is advisable to understand your rights and options.

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what if the mortgage had mutual consent clause
A mutual consent clause in a mortgage means that any changes to the mortgage agreement require the agreement of both parties involved. When transferring a property title to yourself, you should:
*. Review the mortgage agreement.
*. Obtain written consent from the other party (usually the lender).
*. Complete the "Transfer/Deed of Land" form.
Would you like more details on how to obtain written consent from the lender?
but the ex husband able to change it law *
It sounds like you're dealing with a situation where your ex-husband might change something related to the property or mortgage. Could you please clarify what exactly you are concerned about? This would help me provide more accurate information.
he changed it from joint tenancy to tenants in common
Case Rating: *
It sounds like there might be a significant issue here. In Ontario, changing a property from joint tenancy to tenants in common can have serious implications, especially in the context of separation or divorce. Here are some points to consider:
- Joint Tenancy: Both parties own the property equally, and if one dies, the other inherits the entire property.
- Tenants in Common: Each party owns a specific share of the property, and these shares can be left to someone else in a will.
To address this, you might need to consult a lawyer to review the property title change and assess your rights and options.
Would you like to know more about how to proceed with this issue?
except the law says he can without telling the other party
Case Rating: *
In Ontario, changing a property from joint tenancy to tenants in common without the other party's consent can be a complex legal issue. You may need to review the specific laws or seek legal advice.
Would you like to understand more about the legal implications of this change and how you might address it?
yes
Case Rating: *
This might be a high-value case. Would you like to be connected to local lawyers who can better assist you with your case?
If yes, can you give me a bit more information about the issue?