Foreclosure Rights And Protections

Summary

In Pennsylvania, REO properties are owned by lenders post-foreclosure. You may have limited rights to stay, but can negotiate with the lender. The Fair Housing Act protects against disability discrimination, allowing requests for reasonable accommodations. Legal consultation is advised for personalized guidance. For low-income legal help, contact Legal Aid of Southeastern Pennsylvania or Pennsylvania Legal Aid Network. In Cambria County, reach out to MidPenn Legal Services or Laurel Legal Services for assistance.

Full Conversation

I got these relocation assistance agreement papers after my house went into foreclosure from a reverse mortgage my grandmother had and now the house is a REO property what are my legal rights to stay in this house
Hi ****! In Pennsylvania, here are some general points regarding your situation:
- REO properties are typically owned by lenders after foreclosure.
- You may have limited rights to stay based on previous agreements.
- Consider negotiating with the lender for a temporary stay.
- Legal consultation is advised for personalized guidance.
Is there anything specific you'd like to know about these agreements?
My mother who lives here too is handicapped is there any specific laws that applies to her
In Pennsylvania, there are some protections for tenants or residents with disabilities:
- The Fair Housing Act prohibits discrimination based on disability, offering protection in housing situations.
- You may request reasonable accommodations for your mother's disability.
- Legal consultation can provide personalized advice, especially regarding eviction or housing rights.
Would you like more information on how to proceed with these accommodations?
Yes please
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In Pennsylvania, to proceed with accommodations for your mother's disability:
- Communicate with the lender or property owner about the disability and request reasonable accommodations.
- Document all communication and requests for records.
- Legal consultation can provide further assistance and help you understand any protections specifically available for your mother's situation.
If you need more detailed guidance or have additional questions, feel free to ask!
Is there any kind of low income help with this
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In Pennsylvania, there might be options for low-income legal assistance, such as:
- Legal Aid of Southeastern Pennsylvania: Offers free legal help for eligible low-income residents.
- Pennsylvania Legal Aid Network: Provides resources and support for low-income individuals in need of legal assistance.
You can reach out to these organizations to explore options for help with your situation.
I live in Cambria county in Pennsylvania where can I get legal help
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For legal help in Cambria County, Pennsylvania, consider contacting local legal aid organizations. Some options include:
- MidPenn Legal Services: Offers legal assistance for low-income residents.
- Laurel Legal Services: Provides services in your area.
You can reach out to them for guidance specific to your situation.