Driving Without Insurance Penalties

Summary

Driving without insurance in Oklahoma can result in fines, license suspension, and vehicle impoundment. Uber requires drivers to have insurance, and while Uber provides liability coverage when the app is on, personal insurance is still necessary. The decision to impound a vehicle can depend on various factors, including the officers discretion. Collateral insurance typically covers physical damage but not the liability insurance required by Uber. Consulting an insurance professional is recommended.

Full Conversation

Good afternoon. My nephew bought a car from Express Credit Auto about 8 months ago and about five or six months ago he started working for Uber well when he had Insurance when he first started working for Uber but then he dropped his insurance about a month after that. He's had five speeding tickets he paid the first one and he has four no insurance tickets how much jail time could he receive
To provide accurate information, could you please share your nephew's location? Laws regarding traffic violations vary depending on the jurisdiction.
Norman Oklahoma
In Oklahoma, no insurance and speeding tickets can lead to various penalties:
- Fines: $* for no insurance, $*-$* for speeding
- License suspension: Up to 1 year for multiple violations
- Jail time: Rare, usually for repeat offenders
It's best to consult a local attorney.
Okay don't you have to have insurance to drive for Uber
Yes, Uber requires drivers to have car insurance. In the U.S, Uber maintains a $* million liability policy per incident, which covers bodily injury and property damage. However, this only applies when the driver is on a trip or waiting for a ride request.
Okay I know he had Insurance when he had the car like I said he bought the car 8 months ago from Express Credit Auto then he applied for Uber two months after that he had insurance but he dropped it he's been pulled over. Can they take his car if he does not have insurance
In Oklahoma, driving without insurance can result in:
- Fines
- License suspension
- Vehicle impoundment
If your nephew's vehicle is impounded, he will need to provide proof of insurance and pay an impound fee to retrieve it.
He doesn't have any insurance on his car
It's crucial to understand that driving without insurance is against the law in Oklahoma. If caught, besides the penalties mentioned earlier, it's also possible that his car can be impounded. Is your nephew planning to get his insurance soon?
He's been pulled over a few times and that's why he got the four no insurance tickets but why hasn't the police officer impounded his car
The decision to impound a car can depend on a variety of factors such as the officer's discretion, local laws, and policies. It's also possible that the car wasn't impounded because your nephew was able to provide proof of insurance at the time of the stop.
Ok thank you so very much
You're welcome! If you or your nephew have any more questions in the future, feel free to reach out. Stay safe and compliant with the laws.
Okay he has to go to court on February the 8th. Does collateral insurance cover insurance for Uber
Collateral insurance typically covers physical damage to the car, not liability insurance required by Uber. Uber provides liability coverage when the app is on, but drivers are advised to have personal insurance as well. Consulting an insurance professional is recommended.
Okay thank you so very much
You're very welcome! If you need any more information or have any other questions, don't hesitate to ask. Good luck with your nephew's court date!