Creditor Relief From Stay

Summary

In Chapter 13 bankruptcy, creditors can seek relief from the automatic stay by showing cause, such as missed payments. If a creditor is not named in your repayment plan but receives relief, and you dont have a loan with them, you may need to dispute their claim. This involves filing an objection with the bankruptcy court and providing evidence that no loan exists with the creditor. For specific guidance, consult a local bankruptcy attorney or contact the United States Bankruptcy Court, Middle District of Florida.

Full Conversation

They are not made in the plant yet
Hello! It looks like there was some confusion in your response. Could you please clarify your location? This will help me provide you with detailed information on your local bankruptcy court and the process for a creditor seeking relief from the automatic stay.
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Hello! It seems there might be some confusion in your response. Could you please provide your location so I can offer more specific information about your local bankruptcy court and the process for a creditor to request relief from the automatic stay in a Chapter * bankruptcy?
Fl
Thank you for confirming your location as Florida. Here is some more detailed information about a creditor requesting relief from the automatic stay in a Chapter * bankruptcy:
- **Grounds for Relief**: The creditor must show cause, such as missed payments or lack of adequate protection.
- **Process**: The creditor files a motion with the bankruptcy court.

United States Bankruptcy Court, Middle District of Florida


Phone: (*) *-*
Address: * W. Washington Street, Suite *, Orlando, FL *
Website: www.flmb.uscourts.gov
Even before they knew if they were in the plans
Hello! It seems there might be some confusion with your responses. Let's start fresh. Could you please clarify your legal issue related to Chapter * bankruptcy and any specific questions you have? This will help me provide the most accurate information.
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Hello! It seems there might be some confusion. Could you please clarify your specific legal issue or question related to Chapter * bankruptcy? This will help me provide more accurate information.
I have not named them in my plans they got relieve from stay
Hello! Thank you for clarifying.
In a Chapter * bankruptcy, even if a creditor is not named in your repayment plan, they can request and potentially receive relief from the automatic stay. This allows them to proceed with collection or foreclosure actions.
Is there a specific aspect of this issue you need more information on?
But I don’t have a loan with them
Hello! It sounds like there's a mix-up regarding the creditor's claim. If you don't have a loan with them, you may need to dispute their claim.
- **Action Steps**:
- File an objection with the bankruptcy court.
- Provide evidence that no loan exists with this creditor.
Would you like more information on how to file an objection?
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Hello! It seems there might be some confusion in your response. Could you please confirm if you need more information on how to file an objection with the bankruptcy court regarding the creditor's claim?