Stop Foreclosure With Bankruptcy

Summary

Filing for bankruptcy in California can temporarily stop foreclosure. You can file for bankruptcy again after 30 years. An automatic stay halts the foreclosure process. Chapter 13 bankruptcy allows you to pay off the debt over time. Consult a local bankruptcy attorney for accurate advice.

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Hi ****, how can I assist you with your legal issue today?
my home is up for judicial foreclosure auction on January *, 2do the payoff amount of the mortgage before the auction date. But, if the mortgage does not respond. We are going to go ahead and start an emergency bankruptcy. I had a bankruptcy, chapter seven, 30 years ago. Can that disrupt my emergency bankruptcy
Hi ****, the fact that you had a bankruptcy 30 years ago should not disrupt your emergency bankruptcy. However, you should consult with a bankruptcy attorney for accurate advice. May I know your location to give you more specific information?
I’m in San Jose California
In California, filing for bankruptcy can temporarily stop foreclosure. Here are some key points:
- You can file for bankruptcy again after 30 years.
- An automatic stay halts the foreclosure process.
- Chapter * bankruptcy allows you to pay off the debt over time.
Consult a local bankruptcy attorney for accurate advice.
I think the idea is if they don’t act now. The people will pay it off during the chapter * bankruptcy of necessary.
Hi ****, exactly, if your creditors don't respond in time, your Chapter * bankruptcy plan will allow you to pay off your mortgage debt over time. It's crucial to consult with a bankruptcy attorney for accurate information.
OK thank you
You're welcome, ****! If you have any more questions in the future, feel free to reach out. Best of luck with your situation.