Health Insurance Coverage Dispute

Summary

Your employer, an ALE, must provide ACA-compliant health insurance. Failure to do so may result in penalties. If your offer letter induced your move and the firm didnt comply, you may have a claim. Employers must also clearly communicate PTO policies. Consult a local employment attorney for specific guidance.

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My employer issued an offer letter stating “ As you understand, we offer health insurance for new employees with a portion of the premiums paid by the firm. You will need to confirm the registration details directly with Maria Cadena but typically the coverage begins within 90 days of employment. Our Paid Time Off (“PTO”) and Vacation policies will be covered during your first week of work at the firm. If you encounter any problems prior to your start date, please reach out to Maria Cadena.”
Hello ****. It seems you want to understand more about your offer letter. Could you please clarify your location and the specific legal question you have regarding this matter?
This offer letter, which I ultimately accepted, induced me to move to Little Rock and begin working for Daspit Law Firm as an attorney, with a start date of */*/*.
Hello ****. So, you're in Little Rock, Arkansas and you've accepted an offer from Daspit Law Firm. Can you please clarify what specific legal question or concern you have regarding your offer letter?
However, the firm never offered coverage complaint with the Affordable Care Act, even though it’s an ALE (large employer who is required to provide ACA-complaint coverage).
Based on your location and situation, here are a few points:
- As an ALE, your employer is required by the ACA to provide health insurance.
- If they fail to do so, they may be subject to penalties.
- You may have a claim if the offer letter induced your move and the firm didn't comply.
Please consult with a local employment lawyer for specific guidance.
The firm also did not disclose the complete PTO policy at any point, including when I asked for it directly.
Based on your situation, here are a few key points:
- Employers are required to clearly communicate their PTO policies.
- If they fail to do so, it could potentially be considered a breach of contract.
- Please consult a local employment attorney for personalized advice.