Insurance Certificate Reissue Process

Summary

Insurance policies and applications are distinct; policies outline coverage, while applications are initial forms. Certificates are typically issued for policies, not applications. If you believe an error occurred, review your policy and application terms, and contact the insurance company for clarification. If unresolved, consult a legal professional specializing in insurance or estate law.

Full Conversation

Insurance policy and insurance application are two different matters yes or no?
Yes, an insurance policy and an insurance application are two different matters. The application is the form you fill out when applying for insurance, while the policy is the contract that outlines the coverage provided by the insurance company.
Have you tried contacting the insurance company's customer service for clarification on this issue?
they want me to call them,i haven’t ,have police case number active investigation
It seems like you're dealing with a potentially complicated situation involving both insurance and a police investigation. To provide you with the best guidance, could you clarify the nature of the police investigation and how it relates to the insurance issue?
a annuity policy shows under my name validated by tex dept of insurance,a deed and death certificate is involved ,the insurance company gave certificate for insurance policy not insurance application ?
Case Rating: *
It seems like you're dealing with a complex situation involving an annuity policy, estate matters, and possibly a police investigation. To clarify, are you looking to have the insurance company reissue a certificate because you believe there was a mistake, or for another reason?
yes,yes,by law should they have issued a certificate for the premium application ,yes or no?
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In general, insurance companies are required to provide documentation for valid policies, but issuing certificates specifically for applications may not be standard practice. If you believe a mistake occurred, contacting the insurance company or consulting a lawyer for further advice might be beneficial.
well how can i legally make the insurance company acknowledge the premium applications with the words estate beneficiary...
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To address this, consider the following steps:
- Review your insurance policy and application for any terms regarding certificates and estate beneficiaries.
- Contact the insurance company's customer service or legal department for clarification and resolution.
- If unresolved, consider consulting a legal professional specializing in insurance or estate law.