Homeowners Insurance Claim Dispute

Summary

Augustas roofing code requires full plywood sheathing for any roof disturbance. The 2018 IRC/IBC 50% rule mandates full roof code compliance if repair costs exceed 50% of replacement. Replaced sheathing must meet specific code requirements. If State Farm hasnt addressed these issues, consider writing a formal appeal or filing a complaint with the Georgia Department of Insurance. With only three days left on your statute of limitations, consult your lawyer about the possibility of suing, given the potential coverage under your policy and building code requirements.

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yes, but they already made a descicion previously without the code aspect and are no longer replying as a result, just say our decision stands without addressing code in previous responses
It sounds frustrating that they haven't addressed the code aspect. Have you considered writing a formal appeal or complaint to the insurance company outlining the code compliance issues and your coverage? This might prompt a more detailed response or review of your claim.
to who statefarm doesn't have a linear way to do this. in fact their phones do not even go to your actual adjuster.
It seems you're having trouble getting through to the right person at State Farm to address your appeal. Here are a couple of steps you can try:
- Formal Appeal: Write a formal appeal letter to State Farm's claims department, specifically mentioning the code compliance issues.
- Georgia Department of Insurance: File a complaint with the Georgia Department of Insurance. They might help facilitate communication.
Would you like more information on how to file a complaint with the Georgia Department of Insurance?
i only have 3 days left on my statute of limitations so i just need to know if i need to sue now because this is definitely covered or not
Case Rating: *
Given the tight timeline and complexity of the insurance claim, it might be a high-value case. Would you like to be connected to local lawyers who can better assist you with your case?
no i have one im just wondering if it is worth the time
Case Rating: *
Considering the timeline and complexity, there may be merit in pursuing legal action. Since you already have a lawyer, it would be wise to consult with them about the possibility of suing, given the potential coverage under your policy and the building code requirements.