Responsibility For Deceaseds Debt

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My mom died and she put me on her bank account well she had a loan there and they wouldnt let me close her account am i responsible for paying it back
What state are you located in, Rhonda? The rules regarding debt after death can vary by state.
Tennessee
Are you the sole beneficiary or are there other beneficiaries involved? In Tennessee, generally, an estate is responsible for the deceased's debts, not the individual heirs or beneficiaries.
I have a brother
Did your mother leave a will specifying how her debts and assets should be divided between you and your brother?

Explanation: In Tennessee, if there's a will, it may dictate how debts are handled.
No
What was the nature of the loan your mother had with the bank?

In Tennessee, the estate is usually responsible for paying off debts. If the estate can't cover it, the debt may be written off.
It was an open loan where she could borrow when she needed to
Was the loan secured against any property or assets? In Tennessee, if the loan was secured, the lender may have a claim on that specific property or asset.
Not that i know of no
If the loan was unsecured, the bank may write it off if the estate can't cover it. However, it's best to consult with a probate attorney in Tennessee.
Ok
Have you contacted a probate attorney in Tennessee to discuss this matter further?

General Information:
- Probate Court of Shelby County: * Adams Ave, Memphis, TN *, USA. Phone: +* *-*-*
- Probate Court of Davidson County: * Public Square, Nashville, TN *, USA. Phone: +* *-*-*
No
I highly recommend you to consult with a probate attorney. They can provide you with specific advice based on your situation.
Ok thank you
You're welcome, Rhonda. If you need further assistance, feel free to ask.
Thank you
You're welcome, Rhonda. Don't hesitate to reach out if you have more questions. Good luck with everything.