Transfer Mobile Home Ownership

Summary

To transfer ownership of a deceased mothers mobile home in Alabama, you may need to go through probate court. Estates valued under $25,000 may qualify for a simplified probate process. Consult a probate attorney for guidance. If a mortgage is not paid, the lender can foreclose. Legal representation is crucial in such matters.

Full Conversation

My mom has a mobile home and she passed in * and i wanted to take ownership of mobile home...they wouldn't talk to me at all i didn't have no POA cause she died unexpectedly i was served with paper i think they want trailer back just need some legal advise
What state is the mobile home located in? This will help me provide you with the most accurate information.
Alabama
What is the name of the company that served you the papers?

In Alabama, you may need to go through probate court to transfer ownership of your mother's property.
She'll point mortgage
What does the served paper state? In Alabama, probate court usually handles property transfer after death. It's advisable to consult a probate attorney.
Summons civil
What specific demands or claims are mentioned in the civil summons? This will help me understand the situation better.
Saying that refuse to give up trailer no one has contacted me bout the trailer ive call them several time after mom passes all the wanted was a payment and state they couldn't duscuss nothing with me
What is the status of your mother's estate? Has it been through probate?
No pr
What is the current status of the probate process for your mother's estate?
I didnt know anything to do bout no probate
What is the value of your mother's estate, including the mobile home? In Alabama, estates valued under $*,* may qualify for a simplified probate process.
I would say maybe *,*
Based on the value of your mother's estate, you may qualify for a simplified probate process in Alabama. Have you considered consulting with a probate attorney?
If i need to
Do you have any other siblings or relatives who might have a claim to your mother's estate?
A brother but he dont
What is your brother's stance on this matter? Has he expressed any interest in the mobile home?
Its whatever to him i just feel as if they scammed us cause we thought the trailer was suppose to be paid off after 20 years thats why we had a higher not now they sayibg we still iwe 29G
What does your contract with the mortgage company state about the terms of payment and ownership?
I gave my original contract i gave to a lawyer to look over and he died from covid so the finance company saiy we finance a used mobile home for 30 years no way we made that mistake cause that was the purpose of a higher note
Do you have a copy of the contract or any other documentation that could support your claim about the terms of the mortgage?
Only what was attached to summons
What specific information is provided in the documents attached to the summons?
Its a copy of the finance charges
What are the details mentioned in the finance charges?
Finance charges *.*
What is the total amount of the loan mentioned in the finance charges?
Annual percentage rate *.*%
What is the remaining balance on the loan according to the documents attached to the summons?
*,*.*
What is the deadline mentioned in the summons for you to respond or take action?
Had a virtual hearing today
What was the outcome of the virtual hearing?
All i heard was i was served
What specific actions or next steps were mentioned during the virtual hearing?
They didn't say i even call the lawyer and state i don't know what to tell u
What was the name of the lawyer you contacted? It's important to have legal representation in such matters.
Paul spina * * *
What was the advice given by Paul Spina regarding your case?
He wouldn't talk to me he said i dont know what to tell u
What was the reason given by Paul Spina for not being able to assist you?

In Alabama, probate court usually handles property transfer after death. It's advisable to consult a probate attorney.
I guess cause he was thevlawyer for finance company
What is the name of the finance company that holds the mortgage for the mobile home?
Shellpoint mortgage
What is the exact amount you owe to Shellpoint Mortgage according to the documents attached to the summons?

In Alabama, if a mortgage is not paid, the lender can foreclose. It's advisable to consult a foreclosure attorney.
They say 32g
What is the deadline mentioned in the summons for you to respond or take action?
I already responded
What was your response to the summons and have you received any feedback or follow-up from the court or the finance company?
No
What was the content of your response to the summons?
What i need to do
Did you consult with a probate attorney or any legal professional before responding to the summons?
No
What is the current status of the case after your response to the summons?
I dont knoe
What was the last communication you received from the court or the finance company?
Today at a virtual hearing
Today
What was discussed during the virtual hearing today?
Only said that i was served and will proceed as a default
What does the default judgement entail according to the documents you received?
Nothing
What is the next step mentioned in the default judgement?
I dont know
What is the date mentioned on the default judgement?
No dates
What is the name of the court that issued the default judgment?
Sumter County
What is the exact nature of the default judgment issued by the Sumter County court?