Defective Home Purchase Concerns

Summary

If you bought a home in poor condition in Indiana, you may have legal recourse if the seller misrepresented the propertys state. Sellers must disclose property conditions, and fraudulent misrepresentation is illegal. If an insurance company cancels your policy, they must provide a reason. You should receive proof of insurance if youre paying for it. The seller cant take the house away if youre making payments. You may be eligible for home repair assistance programs. Free or low-cost legal aid is available for non-English speakers. Seek advice from a local attorney to explore your legal options.

Full Conversation

i have problems with my roof celling is falling and i have small chirping at home
Hello Pablo, sorry to hear about your situation. Could you please share where you're located? And could you clarify if you're a tenant or homeowner? This will help me provide more specific legal information.
fort wayne in
I'm sorry to hear about your situation, Pablo. In Indiana, as a tenant, you have the right to a habitable living environment. If your landlord fails to address these issues, you can:
- Notify your landlord in writing.
- Withhold rent until repairs are made.
- Repair and deduct costs from your rent.
Please consult with a local attorney for more specific advice.
can you call me?
I'm sorry, but as an online legal information service, I'm not able to make phone calls. However, I'm here to help you. Based on your location and situation, I suggest contacting a local attorney who specializes in property law.
ok the problem is the seller sale me a hose on very poor condition and me bein inexperienced buyer and need it a bigger place for my family i end up singing
I'm sorry to hear about your situation, Pablo. In Indiana, the laws regarding real estate transactions include:
- Sellers must disclose the condition of the property.
- Buyers have the right to inspect before purchase.
- Fraudulent misrepresentation is illegal.
You may have legal recourse if the seller concealed defects. Please consult with a local real estate attorney for advice.
and for a long time i been trying to insured tge home but bc the condition they all turn me down. the roof is at least * yrs old and the seller tell me the is 10 years old
I'm sorry you're experiencing this, Pablo. In Indiana:
- Misrepresentation about a property's condition can be considered fraud.
- You may be entitled to compensation if you can prove the seller knowingly lied about the roof's age.
- A local real estate attorney can help you navigate this complex issue.
i find a ins company the seller recommend me and they did insured the home but * weeks later they canceled bc they want me to replace the roof within a week
I'm sorry to hear about your situation, Pablo. In Indiana, if an insurance company cancels your policy, they must give you a reason. If you believe you've been unfairly treated, you can:
- File a complaint with the Indiana Department of Insurance.
- Seek advice from a local attorney.
Remember, it's crucial to maintain home insurance for your protection.
and like i tell u he is making me pay for ins on top of the house payment bit he do not provide me with any ins paper or anything
I'm sorry to hear this, Pablo. In Indiana:
- You should receive proof of insurance if you're paying for it.
- If not, this may constitute fraud.
- Contact your insurance company directly for a copy.
Please consult a local attorney for more guidance.
my fear is if i ask him for a ins policy the iam paying for will he get mad and take the house away from me ?
I understand your concern, Pablo. In Indiana:
- The seller can't just "take the house away" if you're making payments.
- If insurance is part of your agreement, you have a right to see the policy.
- Consult a local attorney to understand your rights better.
its sad the he did me wrong i cant even put money into the house bc i dont make lot money i dont know what to do and my family i worried for bc of the home condition
I'm sorry for your situation, Pablo. In Indiana:
- You may be eligible for home repair assistance programs.
- Consult a local attorney to explore possible legal recourse against the seller.
- Contact local charities for immediate help with home conditions.
thank you like i told you iam trying my best to cominicate with you bc iam a english learner and do not know my pegal rights on this country
I understand your concern, Pablo. You're doing great. In the U.S:
- Everyone has rights, regardless of their language skills.
- Free or low-cost legal aid is available for non-English speakers.
- Reach out to a local legal aid office for assistance in your language.
Stay strong, and remember you're not alone in this.
i apreciate you help my basemanth gets wet roof leaking trhu like * leaks all over the rooms i cant believe ppl take advantage of families like that. it is horrible
I'm sorry to hear about your situation, Pablo. In Indiana:
- If the seller knowingly sold a defective property, it may be considered fraud.
- If it's causing health issues, you may be able to pursue a personal injury claim.
- Seek advice from a local attorney to explore your legal options.
thenk you imas see what i can do to get help
I'm glad you're taking steps to solve your problem, Pablo. Remember, many local legal aid societies provide free or low-cost services. Don't hesitate to reach out to them. Good luck!
im doing that right now have a bless day
That sounds like a good plan, Pablo. I sincerely wish you the best with your situation. Remember, you have rights and there are resources available to help you. Have a blessed day as well!