Legal Options For Camper Repossession

Summary

If the buyer has missed a payment for over 30 days as stated in the contract, you may have the right to repossess the camper. However, since the camper is located in alabama, you will need to consult with an attorney in alabama to understand the specific laws and procedures for repossession in that state. It is advisable to send a formal notice to the buyer via certified mail, detailing the breach of contract and potential consequences. Consult with a local attorney to ensure the notice is legally sound.

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I agreed to rent my camper to own to a person and theyre not paying rent on time and are not abiding by the previously set terms.
Did you have a written agreement with the person? If so, what were the terms regarding late payments and breach of contract?
There were no terms written. And yes there is a notorized contract but it was very vague. Im curious if i can legally take my camper back in any way
What state are you in, ****? The laws regarding property repossession vary by location.
I live in tn but the camper resides in Alabama
What does the notarized contract state about the consequences of not abiding by the terms?
It doesnt have any consequences listed other than i can take it back if the rent isnt paid for a full 30 days
What is the exact wording in the contract regarding the repossession of the camper?
The entirity of the contract states this: " I,(my name of my address)hereinafter known as the seller, am selling my * zinger for a total of $* to (renters name of his address) hereinafter known as the buyer. The payments will start on march *, * for the sum of $300per monthand end on july 3rd, * woth a final payment of $* to be paid on july 3rd *. The said camper is to reside at (address) until it is paid off. The lot rent is (buyers name) responsibility. If a payment is missed over 30 days then Seller has all rights to reposess said camper.
The entirity of the contract states this: " I,(my name of my address)hereinafter known as the seller, am selling my * zinger for a total of $* to (renters name of his address) hereinafter known as the buyer. The payments will start on march *, * for the sum of $300per monthand end on july 3rd, * woth a final payment of $* to be paid on july 3rd *. The said camper is to reside at (address) until it is paid off. The lot rent is (buyers name) responsibility. If a payment is missed over 30 days then Seller has all rights to reposess said camper.
Has the buyer missed a payment for over 30 days as stated in the contract?
No, they previously agreed to pay on the 3rd of every month and have agreed to pay late fees past the 5th.
How many days late is the buyer currently with their payment?
Almost *, * to be exact
How much is the late fee that the buyer agreed to pay?
The camper also is not at the address thats listed in the contract
Did you agree on any terms regarding the change of the camper's location in the contract?
* dollars a day starting the 5th of the month
Has the buyer agreed to pay the late fee of $* per day starting from the 5th of the month?
No but it does clearly state that the camper should reside at the given address until fully paid off
What actions have you taken so far regarding the breach of contract?
None, im trying to find out what steps i need to take first
What is the current location of the camper?
Its in madison alabama to my knowledge. Its supposed to be at an address in faulkville alabama
What is the date of the last payment you received from the buyer?
July 6th and although the payment was late he refused to pay the late fee
What actions have you taken to communicate with the buyer about the late payment and the change of location of the camper?
Ive messaged them and called and im either ignored or hung up on
Have you documented these attempts to communicate with the buyer? It's important to have a record of your efforts.
Yes
Has the buyer missed a payment for over 30 days as stated in the contract?
Not yet
How many days are left for the payment to be overdue for 30 days as per the contract?
Is the contract invalid because the camper is not at the address listed in the contract?
Has the buyer provided any reason for moving the camper from the agreed location?
No
What is the date today?
August 3rd
Has the buyer given any indication or reason for not paying the rent on time and moving the camper?
Low finances
Have you considered sending a formal notice to the buyer about the breach of contract and the potential repossession of the camper?
How do i do that?
You can send a formal notice via certified mail, detailing the breach of contract and potential consequences. It's advisable to consult with a local attorney to ensure the notice is legally sound.