Fraudulent Foreclosure Legal Steps

Hello! Thank you for providing your location. To clarify, you mentioned that the bank claims you don't have a loan and they are not foreclosing on your property. Are you currently experiencing any legal actions or notices regarding foreclosure despite what the bank says? This detail will help me provide better information.

Thank you for the information. Here are some general guidelines for handling a situation like yours:
- **Review Notices:** Carefully review any foreclosure notices or legal actions you have received.
- **Document Communication:** Keep records of all communication with the bank.
- **File Complaint:** You may file a complaint with the Consumer Financial Protection Bureau (CFPB) regarding the bank's actions.
- **Legal Advice:** Consider consulting with a foreclosure defense attorney in Orlando, FL for specific legal advice.
Would you like more information on finding local legal assistance or filing a complaint with the CFPB?

I understand that you're frustrated with the lack of progress. Here are a few additional steps you can consider:
- **Check Court Records:** Verify the status of your case in the court system.
- **Consult Legal Aid:** Seek assistance from local legal aid organizations in Orlando, FL.
- **Contact State Attorney General:** File a complaint with the Florida Attorney General's Office.
Would you like more details on any of these options?

I'm sorry to hear that you're still facing this issue. Here are a few additional suggestions:
- **Seek Federal Help:** Contact the U.S. Department of Housing and Urban Development (HUD) for assistance.
- **Consider Mediation:** Request foreclosure mediation through your local court.
- **Hire an Attorney:** Engage a foreclosure defense attorney for personalized legal representation.
Would you like more information on these options?

I'm sorry you're going through this. Based on your situation in Orlando, FL, here are some steps to consider:
- **Evaluate Case Strength:** Ensure you have strong evidence of the bank's misconduct.
- **Consult an Attorney:** Foreclosure defense attorneys can provide specific guidance on suing the bank.
- **Consider Legal Aid:** Seek help from local legal aid organizations.
Would you like more information on finding a foreclosure defense attorney in Orlando?

It sounds like you suspect fraudulent activity. Here are some steps you can take:
- **Verify Lawyer's Credentials:** Ensure the lawyer is licensed and in good standing with the Florida Bar.
- **Contact Wells Fargo:** Confirm with them directly whether they are involved.
- **Report Fraud:** File a complaint with the Florida Attorney General and the CFPB.
Would you like more information on how to verify the lawyer’s credentials or contact Wells Fargo?

It seems you have taken significant steps already. Given the complexity of your situation, you might consider the following additional actions:
- **File a Lawsuit:** You might have grounds to sue for wrongful foreclosure or fraud. Consulting with a specialized attorney could be crucial.
- **Federal Resources:** Consider reaching out to federal agencies like the Federal Trade Commission (FTC) for additional support.
Would you like more information on how to proceed with a lawsuit or contact the FTC?

Here are the next steps you can take:
- **Proceed with Lawsuit:** Consult a specialized attorney to file a lawsuit for wrongful foreclosure or fraud.
- **Contact FTC:** You can file a complaint with the Federal Trade Commission (FTC) regarding possible fraud.
Would you like contact information for an attorney or guidance on filing a complaint with the FTC?

Sure, here are the next steps:
- **Consult a Specialized Attorney:**
- Look for a foreclosure defense attorney in Orlando, FL who can help you file a lawsuit for wrongful foreclosure or fraud.
- **Contact the FTC:**
- File a complaint with the Federal Trade Commission (FTC) regarding possible fraud.
Would you like contact information for a local attorney or specific guidance on filing a complaint with the FTC?

In general, a trust can foreclose on a property if it holds the mortgage or deed of trust. Here are key points to consider:
- **Trust as Lender:** If the trust is acting as the lender and holds the loan, it can initiate foreclosure.
- **Trustee's Role:** The trustee named in the deed of trust can proceed with foreclosure on behalf of the trust.
- **Legal Process:** The foreclosure process must follow state laws and regulations.
Would you like more specific information regarding foreclosure laws in Florida?

It sounds like there may be some confusion or misrepresentation involving Wells Fargo and Portfolio. Here are some steps to clarify and address the situation:
- **Confirm with Wells Fargo:** Verify with Wells Fargo if they are involved in any foreclosure actions.
- **Check Portfolio's Role:** Understand the role of Portfolio as a servicer.
- **Legal Consultation:** Consult with a foreclosure defense attorney to review the specifics of your case and potential misrepresentation.
Would you like more information on how to find a local foreclosure defense attorney?