Remove Ex From Mortgage

Summary

In Tennessee, both parties listed on a mortgage are responsible for the debt. To remove an ex from the mortgage, you can refinance solely in your name or obtain a court order. To get a court order, file a motion in your local court, provide evidence of non-payment by your ex, and demonstrate your ability to afford the mortgage alone. Consulting a local real estate attorney is advisable for specific guidance.

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I have a question about real-estate law
Hello ****, I'd be glad to help you with your real estate law query. Could you please provide me with more details about your situation? Also, your location would be helpful as real estate laws can vary by jurisdiction.
I live in tennessee. My ex and I are both listed on the mortgage. But he went 10 months without paying our mortgage (even though i was giving him money evry month for my half) and i am the only one paying the mortgage comoany back what we owe. He has contributed nothing. What can i do, if anything, to have his name removed from the house?
In Tennessee, if both parties are on the mortgage, both are responsible for the debt.
Options:
- Refinance the mortgage solely in your name, which would remove him.
- A court order can also remove him from the mortgage.
- Consult with a local real estate attorney for specific advice.
How do i get a court order to get him removed?
To obtain a court order in Tennessee, you need to:
- File a motion in your local court.
- Provide evidence of your ex's non-payment.
- Show that you can afford the mortgage alone.
Remember, a local attorney can guide you better.
Thank you
You're welcome, ****. If you need further assistance or have any more questions, feel free to ask. Remember, it's always a good idea to consult a local attorney for specific advice on your situation.