Summary
If you are facing a wrongful foreclosure despite being ahead on your mortgage payments, review your mortgage statements and loan history thoroughly. File a written dispute with your mortgage servicer and consider filing a complaint with the Consumer Financial Protection Bureau (CFPB). If your attorney is suspended and legal aid cant assist, contact the Pennsylvania Bar Association for a pro bono attorney referral. Additionally, file a complaint with the PA Attorney Generals Office for mortgage fraud. Assigning a mortgage related to a different property, such as a neighbors house, is generally not valid.Full Conversation
in a bizzare foreclosure where when the filed the lawsuit I am thousands of doolars ahead in the mortgage not behind
Hi Ann! That sounds frustrating. To better assist you, could you please clarify if you have any documentation showing you are ahead on your mortgage payments? This information can be crucial in addressing the foreclosure.
yes statements and whole loan history , fixed rate note,30 year not adjustable. They have been overbilling me for four years, couldn't get them to stop. Couldn't understand Why and what they were doing to me
Hi Ann, I'm sorry to hear about your situation. Since you have documentation showing you are ahead on your mortgage payments, you may want to consider the following steps:
- **Review Statements:** Thoroughly review your mortgage statements and loan history.
- **Dispute Errors:** File a dispute with your mortgage servicer in writing.
- **Contact CFPB:** You may also file a complaint with the Consumer Financial Protection Bureau (CFPB).
Have you already contacted an attorney or considered legal aid in Pennsylvania?
attorney suspended from practice, legal aid says they cant help with fraud?
Hi Ann, I'm sorry to hear about your situation. Since your attorney is suspended and legal aid can't assist, consider the following steps:
- **Contact Pennsylvania Bar Association:** They offer a referral service to find another attorney.
- **File a Complaint:** You can file a complaint with the PA Attorney General's Office for mortgage fraud.
- **Pro Bono Resources:** Look for pro bono legal services in Pennsylvania.
Would you like more information on any of these steps?
yes pro bono attorney Tell me are they even allowed to assign the note and mortgage on the neighbors house down the street in pa
Hi Ann,
In Pennsylvania, the assignment of a note and mortgage typically pertains to the specific property it was issued for. Assigning a mortgage related to a different property, such as the neighbor's house, would generally not be valid.
For further assistance:
- **Pro Bono Services:** Contact the Pennsylvania Bar Association for pro bono attorney referrals.
- **Mortgage Issues:** File a complaint with the PA Attorney General's Office.
Would you like more information on how to contact these resources?
Thats how it all got started , they put the neighbors taxes etc in my esrow account, been paying two sets of taxes for four years.
Hi Ann,
I'm sorry to hear about your ongoing issue. Here's some information that might help:
- **Dispute Errors:** File a written dispute with your mortgage servicer regarding the incorrect escrow charges.
- **Contact CFPB:** File a complaint with the Consumer Financial Protection Bureau (CFPB) at www.consumerfinance.gov.
- **Pro Bono Services:** Contact the Pennsylvania Bar Association for a pro bono attorney referral.
Would you like details on how to contact the Pennsylvania Bar Association?
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