Summary
To remove an outdated lien from your homes title in Indiana, contact the current entity that absorbed the original bank and request a lien release. Provide documentation showing you rescinded the loan within the legal timeframe. If the entity is no longer a bank, check with the Indiana Secretary of State or Department of Financial Institutions for the successor. Consider consulting a real estate attorney for assistance. Use resources like the Indiana State Bar Associations website or online legal directories to find a qualified attorney.Full Conversation
How do I get an old, no longer-valid lien removed from my home's title record?
Hi ****, to remove an old, no longer-valid lien from your home's title record in Indiana, you generally need to:
- Obtain a lien release from the lienholder.
- Submit the lien release to the county recorder’s office where the property is located.
Have you tried contacting the lienholder for a release?
The lien was added to my home's title by First Indiana Bank (Sept, *) for a mortgage-consolidation loan offer that I had signed. I subsequently rescinded that same offer within the legal * hour window allowed.
First Indiana Bank no longer exists. It was first absorbed in a merger (in *) and then that 2nd bank was also merged into another company (still current).
Hi ****,
Given the mergers, you may need to contact the current bank that holds the records. Additionally, you could:
- Obtain documentation showing you rescinded the loan within * hours.
- Seek assistance from a real estate attorney to navigate the title issue.
Have you been able to identify the current bank that absorbed the original bank?
Yes.
Hi ****,
Since you've identified the current bank, you should:
- Contact the current bank and request a release of the lien.
- Provide them with documentation showing you rescinded the loan within the *-hour window.
- If needed, consult a real estate attorney for assistance.
Would you like more details on contacting a real estate attorney in Indiana?
Not sure it's a bank anymore.
Hi ****,
If the entity is no longer a bank, you could:
- Check with the Indiana Secretary of State or Department of Financial Institutions for the successor entity.
- Seek assistance from a real estate attorney to handle the lien removal process.
Would you like more information on how to find a qualified real estate attorney in Indiana?
yes
Hi ****,
To find a qualified real estate attorney in Indiana, you can:
- Visit the Indiana State Bar Association's website and use their attorney directory.
- Contact the Indiana Bar Association for recommendations.
- Use online legal directories like Avvo or Martindale-Hubbell.
Would you like assistance with anything else?
No. Thank you.
You're welcome, ****. If you have any more questions in the future, feel free to reach out. Have a great day!
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