Mortgage Assignment Legalities Florida

Summary

In Florida, a mortgage assignment must include the assignor and assignees names, legal property description, and address. Missing these details can invalidate the assignment. If you encounter a fraudulent assignment, report it to the county recorder and local authorities. Consulting a local attorney specializing in real estate or fraud is advisable for further guidance.

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Fl
Thank you for the information.
In Florida, for an assignment of a mortgage to be valid, it generally must include:
- Name of the assignor and assignee
- Legal description of the property
- Address of the property
If an assignment lacks these details, it may be considered invalid. For specific legal advice, consult with a local attorney.
What to do about it
To address this issue, you might consider the following steps:
- **Review the Assignment**: Verify if any required details are missing (e.g., legal description, property address).
- **Contact the Assignor or Assignee**: Request the missing information.
- **Consult a Local Attorney**: Seek professional advice to resolve potential legal implications.
Would you like information on local attorneys or courts in Florida?
I contacted Wells Fargo and they sent a letter saying l don’t have a loan with them
To clarify, are you seeking assistance on what to do next since Wells Fargo stated you don't have a loan with them? Additionally, are you trying to challenge the validity of the mortgage assignment based on missing details?
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Thank you for the information. Here are your next steps:
- **Review Documentation**: Ensure all your mortgage documents are in order.
- **Contact Previous Lender**: If Wells Fargo isn't your lender, contact the previous lender for clarification.
- **Seek Legal Advice**: Consult a local attorney for professional guidance.
Would you like information on local attorneys or courts in Florida?
There’s no mortgage recorded except the fraudulent assignment
Thank you for the additional details. Here are some steps you might consider:
- **File a Dispute**: Report the fraudulent assignment to your county recorder's office.
- **Contact Authorities**: Consider reporting the fraud to local law enforcement.
- **Seek Legal Advice**: Consult a local attorney specializing in real estate or fraud.
Would you like information on local attorneys or the nearest court in Florida?