Bank Account Dispute Resolution

Summary

If your bank account was closed without authorization and funds are missing, you can file a complaint with the Texas Department of Banking, seek legal assistance, or contact the Consumer Financial Protection Bureau (CFPB). Unauthorized withdrawals may constitute a legal violation, and banks are obligated to protect client funds. For personalized advice, consult a local attorney specializing in Banking Law or Consumer Protection Law.

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Im having a hard time getting my money released back to me from a bank even though they are the ones who closed my accounts and never used any money other then what i had in my accounts so i dont understand why they wont give me my money back and i juat checked a little while ago my balance and now is stating i have none when i had iver a thousand dollars in there bank before they closed them and they wont let me ask or request for a casheirs check in the amount of the remaining balance i had
Hello ****, sorry to hear about your situation. May I ask which country or state this is happening in? This will help me provide the most relevant legal information.
In united states an in texas with capital one bank
Hello Rachel, thank you for providing detailed information. It seems you're dealing with an unauthorized closure of your bank account along with a dispute over the remaining balance.
In Texas, you could potentially:
- File a complaint with the Texas Department of Banking.
- Seek legal assistance.
- Contact the Consumer Financial Protection Bureau (CFPB).
Please note this is general advice, and you should consult a local attorney for personalized advice.
Theres more to the reason why they closed my accounts and that i understood but what i dont understand though is that i never used no one elses money except my own which i had in my account and stayed within the amount that i had and i just checked my balance just alittle while ago and no i dont have no remaining funds. Is what they done illegal cause they took money that didnt belomg to them and they never paid out any money to no one so is that something the bank can do ?? Even though no one was ever given any money for anything ?
It appears you may be dealing with an issue of unauthorized withdrawals. In Texas:
- Banks are obligated to protect client funds.
- Unauthorized withdrawals may constitute a legal violation.
- You can potentially take legal action.
Always consult a local attorney for personalized advice.
Okay thank you and where would this generally be catogrized if i was looking for a lawyer ? Do i like in finance, business or ?
When looking for a lawyer for this issue, you should search under areas like 'Banking Law' or 'Consumer Protection Law'. They specialize in dealing with disputes related to financial institutions.
Okay thank you so much
You're welcome, ****. If you have any more questions or need further assistance, please don't hesitate to ask. Best of luck with your issue, and remember to consult with a suitable attorney as soon as possible.