Unfair Vehicle Repossession Dispute

On June 20th, The place I got me work car from (not a typical lender) sent me a text that said "Response Required" to confirm my address so they could send me the Registration tags. I replied * min later & added they should send it ASAP since I thought I could be moving. On either June 25th or 26th before the tags arrived, they Repossessed the vehicle. The tags showed up hours /day later (depending on when they took it) they said to refer to my email from May 30th as to why they took they car. Why would they text me to wait for tags to come in the mail & then take the car before they come based on something 3wkds prior? Why text me & actually send the tags? Why no me mention of my terminated contract status from may *?

They sent the termination on May *. I didn't see it until June 27th. They kept charging we weekly & no usual threats or payment reminders. & Then the text all led me to believe nothing was wrong

I had a current consolidate invoice that had a due date of June 27th. They took the car the 25th or 26th

No noice of default, just the Termination notice with a balance of $* on it. & No mention of Reinstatement by making a payment, just to return the car. I had received a termination notice in February as well. They said they would call when it's serious since their emails are misleading

I also made a payment on June *, unaware of my termination. But they didn't give me credit for that payment even in August when I received my final outstanding balance

This was also a long term rental not a standard lender lease

But regardless of the rental or leased. What about the fact they text me about something that would require the car to be in my loses, but then take it? A repo implies I was supposed to return it and didn't. But I was supposed to put the stickers on it. They never text me & don't even reply to my texts, but sent me an urgent text about these tags & I complied & they take the car & charge me for that & my stuff got thrown away, all bc I was waiting for the tags like I was suppose to

Oops I meant to say "text me about something that would require the car to be in my possession, but then take it?"

Grounds for a dispute? That just means I can get mad about it, but doesn't mean they were in the wrong

As far as the text may have led me to believe I needed the vehicle.... Of course! Especially since I didn't get the * terminated email. They had zero follow up, zero usual threats & reminders. Sometimes I'd get threats back to back literally 2 days in a row. Now it's the worst & I get ZERO emails. Except weekly invoices, an email about a lower price package & the text demanding my response about tags & zero mention about money or returning the vehicle. & The sense of urgency they implied with the text, of course I'd wait for them. I didn't know I was terminated * wks prior. But even if I did know, I wouldn't have expected the to repo the car * wks after the fact & the day before the tags came.

They do send a first & final warning before termination & removal of Uber access... It had no dollar amount in it. & Those are the emails I get back to back. I got * "first and final" threats in * weeks. They send em when you are * payments behind. So I make * payment & I'm out of the danger zone. But by Monday, it's * wks again, so I get another threat (vs the initial email staying valid) the fact I have so many shows they never enforced these. But does that count as the default notice? Also how I said I used to get these weekly... Last one I got was may 20th. I got * may 10th also, but that one wasn't enforced. & Uber access that was to be removed in May.. wasn't removed until Aug 16th! 3wks after the car was gone. See they dont practice what they preach

I talked to all the consumer attys in CA they don't want to be bothered with me

But I don't want to waste my time with small claims if I'll lose. Do I have a case or not

The text implied I needed the vehicle. Why do you say "may"? It's not like they were sending something for my personal records. The tags go ON the car. Of course I needed it & they demanded my attention. & They even overnight FedEx them to me bc I mentioned I might be moving. So they paid extra to get them to me faster, just to shoot them selves in the foot

What else would a text saying "Response Required" imply? Was I expected to ignore it & drop off the car Monday? & Keep the tags when they arrived Wed?

Ok so again why do YOU keep saying may & could. Vs it simply implied that

Whatever

What about them charging me thru the 26th. They sent an email saying I returned the car the 26th. But the repo place saying they took the car the 25th & threw my stuff away.

How can I confirm what day they took it when they both can lie to protect themselves. Ford can say "oh we are sorry, they took the car 25th not the 26th" the repo place didn't even call the police within 1hr like the BSIS says to do.

I went to my neighbor with a Ring camera to check both dates & nothing. The repo place also implied they took it the 24th. So they are useless. As I said Ford sent me * things that claim the 26th. But when I called they couldn't tell when & was supposed to follow up but that was over a month ago. They either don't answer the phone or don't know the answer. & I just told you they Did Not file with the police as required.

I called the police at 8pm June 26th. Whether they took the car the 25th or *:30AM on the 26th like I believed, I still called way past the * hour.

When I called the repo place she said I was at day *. That would mean they took it Monday June 24th. She even checked with a Mgr. Then she said they took it the 25th & counted and said I was at day * (on Friday Aug 23rd) and they had been closed for * minute & threw it out , despite my being on the phone with her for * minutes prior

Yes they notified on his retrieve them, obviously, if I'm talking to the repo place! Point is how am I supposed to confirm the date when they are both disorganized & have a reason to lie so they don't get fined for premature