Paypal Account Fund Withholding

Summary

PayPal can withhold funds if they cant verify your identity due to Anti-Money Laundering (AML) laws. Its crucial to replace your ID and provide it to PayPal. If you believe youre being unfairly treated, consider filing a complaint with the Consumer Financial Protection Bureau (CFPB) or consulting with a civil rights attorney. Additionally, your daughter can request a refund from PayPal if the transaction hasnt been completed. If the transaction is completed, she can still contact PayPals customer service to explain the situation and request a refund. For further assistance, you may also reach out to local legal aid organizations.

Full Conversation

United States of America Las Vegas in Nevada
Hello. I understand your situation. Here are your options:
*. Pursue an ID replacement and then provide it to PayPal.
*. Contact PayPal's customer service explaining your situation.
*. Consult with a local attorney for advice.
Remember, these are only general guidelines.
So you don't know if they can withhold my money
In the US, companies like PayPal may withhold funds if they can't verify your identity, due to Anti-Money Laundering (AML) laws. It's important to replace your ID and provide it to PayPal.
But is my account my passwords only I have that I sent him a video recording of myself with my virtual ID that I had took a picture of my ID on my phone before I lost it
While your efforts are commendable, PayPal typically requires a physical ID for verification due to strict regulations. It's advisable to replace your lost ID as soon as possible to meet these requirements.
So they got my money I can't get a ID because it cost and I need that money to get a ID so in other words into I'm able to get money to get a ID they can hold my money hostage forever
Yes, unfortunately, due to Anti-Money Laundering laws, PayPal can withhold your funds until you provide a valid ID. You could try reaching out to local organizations for help with the ID cost.
Okay that's bad to hear but I understand so as soon as I get once I get my ID and get my money I'm definitely closing my account this is bad customer service
I understand your frustrations. Laws can sometimes be inconvenient but are there to protect everyone. Just remember, once you've obtained your ID, contact PayPal immediately to resolve the issue.
But my daughter sent me the money he was $* for me to give me something to eat I told her to if they don't give it to me today once I find out what I'm finding out now can I have her just ask for I'm retiring of her money because she the one who sent it from her account
Yes, your daughter can request a refund from PayPal if the transaction hasn't been completed. PayPal's policy generally supports refund requests made within 180 days of the payment. Please have her check PayPal's refund policy for more details.
Well yes the transaction has been completed the been going on for at least a month now but if the purpose she sent the money for didn't happen shouldn't she reliable for her to get her own money back
If the transaction is completed, it may be difficult for your daughter to get a refund. However, she can still contact PayPal's customer service, explain the situation, and request a refund. Each case varies, so it's worth trying.
Yes I understand that but the purpose that she sent the money for it didn't happen so that's a breach of agreement isn't it
The breach of agreement depends on the terms between both parties. If there was a clear agreement that the funds were for a specific purpose and it didn't occur, she may have a case. Legal advice or mediation could be helpful.
Well I'm the the other party she sent it from her account to my account and then I wasn't able to withdraw it so the money is still sitting there in the account
It appears you're considering if you could retract the funds. Did your daughter send the money as a 'goods or services' transaction or as a 'friends or family' transfer on PayPal? This could impact the ability to issue a refund.
See she sent it to the wrong account I have to PayPal accounts with one business in one regular and she sent it to I'm guessing maybe the goods and service account but she sent it to me as as family friend from her thinking
If the money was sent as a 'friends or family' transfer, it might be difficult to get a refund as these transactions are not typically eligible for PayPal's Purchase Protection. However, contacting PayPal directly could help clarify this matter.
The account is like if someone was making a purchase for a item that was buying from me and then I sent them the item and usually like if she was someone else she didn't get she didn't like her product or didn't get her pride of then she would want her money back if it was that kind of occasion but that's how the account is set up for like seven merchandise
It appears you are discussing a different issue now. Are you saying that a customer is requesting a refund for an item purchased from your business account? If so, could you please clarify the situation and your location?
No I'm discussing my daughter send me $* to the wrong PayPal account and the PayPal account she sent it to is my business for selling merchandise account and not my regular personal account but my daughter sent you $* to me to give me something to eat and that's just the way she sent it she usually sending PayPal account
I understand. She may attempt to dispute the transaction with PayPal, claiming the funds were not used for their intended purpose. However, PayPal generally doesn't cover 'friends and family' transfers under their Purchase Protection program. Contacting PayPal is recommended.
Well what they did was they the reason why they stopped it in the first place because they said it was unusually a high payment because usually I get money like * or $* sent it that account so when the * you was saying I guess that's in red flags and they only let me spend a partial of the money $* and they have been keeping the rest since but I have made more money playing games and would not and it's has been sent to that account and it's back up to $* still if she wanted her money back is what I was thinking
I see. If the original transaction was flagged due to an unusually high amount, your daughter might have a basis to request a refund. Have you or your daughter tried contacting PayPal's customer service about this issue?
No but she is one side get through discussing the matter and give her a call I told her last night that to ask for her money back and she said okay but she's waiting on me to give her to go
It appears you're ready to proceed. Just to confirm, has your daughter gathered all the necessary information about the transaction, including transaction ID, date, and amount, to present to PayPal's customer service when requesting the refund?
But she sent it from her account and she has all of that information put together on her phone
That's good to hear. As the next step, your daughter should contact PayPal's customer service. Also, it may be helpful if she explains the purpose of the transaction and why it didn't occur, as this might support her refund request. Has she done so?
Yes that's what I was hoping and did they see it was just a misunderstanding and give her her money back with no incident but yeah I told her to just tell them to show what happened and she knows how to talk respectful in everything and try to get things resolved at the end of the day it is her money and the money was never spent like it was supposed to machine only bear that she should be able to get her money back
That sounds like a good approach. If PayPal understands the situation, they might be more likely to grant the refund. Remember, customer service is there to help resolve issues like these. It's important to be clear, concise, and respectful during this process.
And they are business I've been confident they give me a hard time and they don't want to give me my money back over only $* I have some concern with that anyway and I could not do business with them anymore
I understand your frustration. If your daughter's request for a refund is not successful, you may consider seeking advice from a consumer protection agency or a legal professional in your area. They can provide guidance on your options.
I wouldn't go through all of that for $* even though the principal we'll be there would just be taking my money somewhat robbery I would just let him have it until my and tell my $*, * followers on three different platforms what they did
It sounds like you're considering sharing your experience with your followers. While it's your right to express your opinion, it's also important to ensure the information you share is accurate and fair. Have you considered asking PayPal for a formal explanation of their actions to share with your followers?
And this is the bad part about it I had already told my followers what they did and they had just put it back they had took it out my account and erased the transaction notice and everything but the day before yesterday put the money back in my account because I'm a man of God in the stand of God I goes back on my platforms and tell all my father's how PayPal put my money back and how good they were and I was friends with them again and then last night when I went to go retrieve some of money I seen that I couldn't
I understand your situation. It's certainly frustrating. Have you tried reaching out to PayPal's customer service again to understand why the money was returned and then taken out again?
If you ask me I just need a racial profile and because I'm a brown man AKA black man and they just giving me a hard time because I'm one of their partner companies platforms I said some things that was not bad that was true but they didn't like so and they are way of Silence in me they started doing malicious things to me and this is one of them because their reason is they won't get on acting like they don't believe it's me is my face photo on my account I'm all over online with my face I do videos with me my face I sent them on the video I showed them documents of of my bank account I showed them debit cards bank cards other businesses I I'm with a short cars with my photo on it they know that is me but they playing by the books by the rules and forcing me to show my ID because it's in their right
I understand your frustration. If you believe you've been unfairly treated due to racial profiling, you may want to file a complaint with the U.S. Equal Employment Opportunity Commission (EEOC) or consult with a civil rights attorney. This does not guarantee an immediate resolution, but it's an important step in addressing discrimination.
Thank you for the information that definitely sound like a good idea because this is unacceptable this is my money I'm doing the best that I could do to show my identity I feel as I have proven well enough that it's me and that they are just nitpicking with me
I understand your frustration. If you believe you've been mistreated, consider filing a complaint with the Office of the Comptroller of the Currency, which oversees companies like PayPal. Also, consulting with a civil rights attorney could be beneficial.
My daughter at first thought I was lying that I made it up and that I just spent the money on some stupid or something hi my brother they had treated me bad because they thought I was lying there was like PayPal don't do that nothing like this and right you wouldn't believe they would do something like this but then I showed them proof because I take photos and everything went I see situations like these this is in action and show them and then they seen they put the money back in the cop they say that I was telling the truth and they knew they owe me a apology but because they Pride I didn't get an apology but that's okay but this has caused me very mental frustration and and sadness with my family
I understand this situation has caused distress within your family. If you believe that you're a victim of unfair practices, you could consider filing a complaint with the Consumer Financial Protection Bureau. Have you considered this option?
Everybody that I have told your story to find this unacceptable and I'm definitely being mistreated because of all of what I have showed them to prove my identity is my account I got all the passwords you know it ain't like something bad is going on with the account and it's only $* why would they go through all of that with me as a customer and they are business for $* let's be for real what type of business does that do they customize not security is one thing but you wouldn't have many customers if you did stuff like this on a regular but they don't do it on a regular they just doing this to me and probably a few other people that they don't like for whatever reason agenda
I understand your frustration. As your next step, you may want to consider filing a formal complaint with the Consumer Financial Protection Bureau (CFPB), which can review and investigate your case. It's also advisable to consult with a consumer rights lawyer for further guidance.
Because I'm a man and God and I live by great faith in our Lord and savior I'm not going to press the issue and go to the main street when I am well and right to do so without a doubt but oh man I will just be humble and to keep the peace because I do that and then I'll have even other partners in the field in the company's with doing malicious things to me I seen it happen to people before and they they are all team up on me and try to make my life miserable I'll leave it in the hands of the Lord and let him take care of it because they are wrong they are not being godly people they are not being neighborly people but I will keep this information in my pocket so if they do continue to do malicious things after I have Let It Go then I will go all the way and press the issue with with no second thought
I respect your decision. It's always important to keep faith and stay positive. Remember, you have the right to fair treatment. If you ever decide to pursue this further, authorities like the Consumer Financial Protection Bureau and legal professionals can assist you. Does that sound good?
I work hard and try to be successful online and I do well anything cuz I got a great imagination I'm educated and I love information I love data I learned really fast and they see this and because of the color of my skin I'm the wrong person to be being this successful so they they do all kind of things to stop my success Slow Me Down this has been going on for quite some time and so I'm dealing with that I'm putting up with that and still trying to become successful but it's really it's a real struggle with them in my way but I still get some type of success done because I'm so skillful they can't stop but so much
I understand your struggle and frustration. Remember, you have rights and options. If you feel discriminated against, you can file a complaint with the U.S. Equal Employment Opportunity Commission (EEOC). Also, consider consulting with a civil rights attorney. Stay strong, positive, and don't let anything slow down your success.
And I'm * I've been 50 years old in July but I've been going through this type of thing all my life and when it come to people of my skin color the rights don't work when it comes when it's for me I don't have the complexion for the connection it's a double standard thing when it comes to people of my skin color no True Justice I get done for me I will probably only get a persecuted any even more
I'm sorry to hear about your experiences. It's important to remember that everyone has the right to fair treatment, regardless of their race or ethnicity. If you feel you're not receiving this, consider contacting the U.S. Equal Employment Opportunity Commission (EEOC) or a civil rights attorney. They can provide assistance and guidance in these matters.
That's how I supposed to be but it's loopholes when am I right will not be a hundred percent validated they'll put a Band-Aid on it and act like you know they doing something but in the end True Justice it it never happened and they know this this is why they are doing this they wouldn't go to this degree of harassment if they felt or knew it was repercussions on discipline for them doing this they doing this cuz they know they can get away with it nothing is going to happen
I'm sorry to hear about your situation. If you believe you're being treated unfairly, I recommend reaching out to the American Civil Liberties Union (ACLU) of Nevada or a local civil rights attorney. They may be able to guide you on how to best proceed with your situation. Don't lose hope, keep advocating for your rights.
I'm just able and I'm on Social Security disability I don't have any extra money I don't have any money to hire attorney or to get that type of help
I understand. There are organizations that provide free or low-cost legal assistance. In Nevada, you might consider contacting Nevada Legal Services or the Legal Aid Center of Southern Nevada. They might be able to provide guidance or resources related to your situation.
I don't drive I don't have any transportation me trying to get around and get in contact and with meeting with people it won't be just as simple as that for me it'll be more of a burden than getting Justice like I said I needed to God and I pray on it and people never really get away with stuff like this they just get by it seems like they get away but no one gets away with treating of the human beings with evilness abusing their Authority just because they can
I understand your feelings. Many legal services offer remote consultations, including phone calls or online meetings. You can reach out to them from the comfort of your home. Remember, you're not alone in this. Stay strong and keep faith in your pursuit of justice.
And the bad part about this situation what makes this like so unreal this is not even their money not even a part of it a little bit of it this is just totally unacceptable
I understand your frustration and the feeling of injustice. You're right, it's your money. However, businesses like PayPal have to comply with certain regulations due to laws against fraud and money laundering. It is advisable to contact PayPal's customer service again, or consider reaching out to the Consumer Financial Protection Bureau if you believe you're being treated unfairly.
Okay I'm going to tell you about that I was talking to one of the agents and I asked him could I talk to a higher authority supervisor or something and then I said okay sure and left me on the phone and for hours no one came to talk to me he didn't go get nobody or ask for nobody and and see that's how I know like nothing to happen that they get away with stuff like this all the time this ain't their first time doing anything like this
I'm sorry to hear about your negative experience. If you believe you were treated poorly by the customer service representative, you can file a complaint directly with PayPal. Alternatively, you can report the incident to the Better Business Bureau (BBB) or the Consumer Financial Protection Bureau (CFPB) for further investigation.
They're basically punking me bullying me in like saying what you going to do about it nothing they know this is my money and they know it's me and that it should end right there
I understand your frustration. It's important to remember that you have rights and can report this situation to authorities. You may want to file a complaint with the Better Business Bureau or the Consumer Financial Protection Bureau. Also, consider reaching out to local legal aid organizations for guidance.