Credit Report Retrieval Guide

Summary

You are entitled to one free credit report every 12 months from each of the three major credit reporting companies under the Fair Credit Reporting Act (FCRA). You can request your reports through www.Annualcreditreport.Com, by calling 1-877-322-8228, or by mailing a request form. If the site is down, try again later or call directly. For past years reports, you may need to pay a fee, and it may be difficult to retrieve reports as old as 2013. Credit accounts are generally kept for 7 years, bankruptcies for 10 years, unpaid tax liens indefinitely, and inquiries for 2 years.

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i need copy of my credit report for equiflex and transunion both sites hadthereportisis
Hello April, it seems like you're having trouble accessing your credit reports from Equifax and TransUnion. By law, you're entitled to one free credit report every 12 months from each of the three nationwide credit reporting companies. This law is enforced by the Federal Trade Commission (FTC) under the Fair Credit Reporting Act (FCRA). Here's how you can request your reports:
*. Visit www.annualcreditreport.com
*. Call toll-free: *-*-*-*
*. Mail your completed Annual Credit Report Request Form to: Annual Credit Report Request Service, P.O. Box *, Atlanta, GA *-*
Remember to request reports from both Equifax and TransUnion.
unavailable site down is there another sitei can get it for free
I'm sorry to hear that you're having difficulties, April. Unfortunately, www.annualcreditreport.com is the only authorized website to get your free credit report under federal law. If the site is down, you might want to try again later or call them directly at *-*-*-*.
can i get past years report
I'm sorry, but you can only request one free credit report per year from each of the three major credit bureaus through www.annualcreditreport.com. For past years' reports, you may have to pay a fee to the credit reporting company.
do the keepcrdit report for *
Credit reporting agencies like Equifax and TransUnion are required to keep information on your report for certain periods:
- Credit accounts: 7 years from the date of first delinquency.
- Bankruptcies: 10 years.
- Unpaid tax liens: Indefinitely (or until paid).
- Inquiries: 2 years.
However, they may not provide reports dating back to *.
were can i get2013
It might be difficult to retrieve a credit report from *. Credit reporting agencies generally don't provide reports that old. You can try contacting Equifax and TransUnion directly, but they may charge a fee for this service.