Car Loan Cosigner Options

Summary

If your niece refuses to refinance a car loan you co-signed, you can request a loan modification from the lender or file a lawsuit if your agreement included refinancing. In Ohio, small claims court handles cases up to $6,000. Consulting a local attorney can provide more personalized advice.

Full Conversation

I cosigned a car for my niece i have asmed
Hello Michele, I understand you've co-signed a car loan for your niece. Could you please specify your concern or issue related to this? Also, it would help to know your location as laws can vary.
I have asked her for years to refiance the loan to get me off it. She wont what is the legal action i need to take small claims?
Hello Michele, the legal steps can vary based on your location. Could you please tell me where you are located?
Youngstown ohio
Hello Michele. In Ohio, you could consider:
- Requesting a loan modification from your lender.
- Filing a lawsuit if your agreement with your niece included her refinancing the loan.
Consulting a local attorney can provide you with more personalized advice.
Would lawsuit be the small claims?
Hello Michele. In Ohio, small claims court handles cases up to $*,*. If the amount you're seeking is below this limit, then yes, you can file a lawsuit in small claims court.