Sued For Accident Damages

Summary

If you are sued for damages exceeding your insurance policy limits in Oregon, you may be personally liable for the excess amount. In this case, the user has an umbrella policy limit of $500K but is being sued for $1.6M due to a car accident involving personal injury claims. The lawsuit includes medical expenses and future expenses. Consulting a local attorney is advisable to navigate the complexities of the case and to explore potential defenses or settlement options.

Full Conversation

sued for accident above policy limit
What is the location of the accident and the court handling your case?
Oregon
What is the policy limit and the amount you're being sued for? In Oregon, if damages exceed policy limits, you may be personally liable for the difference.
Umbrella policy limit $500K and sued for $*.* M
What is the nature of the accident and the damages claimed in the lawsuit?

In Oregon, the defendant can be held personally liable if damages exceed the policy limit.
car accident and personal injury
What is the extent of the personal injury claimed in the lawsuit?
dont know
Could you please provide more details about the lawsuit, such as the specific injuries claimed by the plaintiff?
medical expense and future expenses
What is the breakdown of the $*.6M claim? Is it mostly current medical expenses, future expenses, or other damages like pain and suffering?