Credit Report Dispute Process

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yes bit it taken a long time ,
Hi April, credit report errors can indeed take time to rectify. In Arizona:
- You have the right to dispute inaccuracies
- The process can take *-45 days
- During dispute resolution, it can be difficult to get a loan
Perhaps you could explore other loan options with your lawyer, like secured loans.
is there a lender i can email to explain it is not my fault
Hi April, while it's possible to contact lenders directly, they usually make decisions based on credit reports rather than personal explanations. It may be more helpful to discuss alternative loan options with your lawyer.
is there any loan company that woulddo a * loan quanteded
Hi April, finding a guaranteed loan can be challenging. Credit unions, online lenders, and peer-to-peer lending platforms may be more flexible, but they will still review your financial situation. Consulting with your lawyer might provide alternatives tailored to your situation.
this is not right they put wornginformstion on your credit report and iamtheone that gets hurt
I understand your frustration, April. In Arizona, you have the right to sue the party that put inaccurate information on your credit report. This might help you in the long run. For immediate financial help, you may consider asking a trusted friend or family member for a loan.
do you kown of any lawsuit in which thr person face hardship when your mate dies tey were i am aurt
I'm sorry to hear about your loss. If your mate's death has caused financial hardship, you may be able to make a claim for compensation. This can depend on various factors, such as:
- Whether your mate's death was due to negligence.
- Your mate's income at the time of death.
Discussing your situation with your lawyer may provide more personalized advice.
sorry do you now of any lawcase that when your mate dies, and you have high crefit score for * yrs, you are a authorized user, you call everyone, no one offers any information only dont used the main card, we will send you a new one but when they ddid they lowered the limit a lot and added the balance to my new account, cedit scoe
I'm sorry for your troubles, April. It sounds like you're facing a complex situation. In Arizona:
- Credit card companies can lower limits for various reasons, including the death of a primary cardholder.
- As an authorized user, you aren't usually responsible for the debt.
- If the debt was wrongly transferred to you, you can dispute this.
Discuss this with your lawyer for personalized advice.
0his happen 10 years ago, i couldn't get any help emailed, disputed, hired debt co finally just gave up i ididnt know about the debit to ratio, for the next * yreas i was playing off these bills going though life savings i couldn't get a loan then in2020 chase closed credit cards after * yrs no missed payment and then they closed my checking acct that was open9 months ago causing major moeny problems but i just found out that they reason was lies, lawyer has infomation,but i want toknow if anyone elsehad this problem
I'm sorry to hear about your ongoing issues, April. In Arizona, banks can close accounts for various reasons. However, if you believe that the reasons provided were false, you can:
- File a complaint with the Arizona Department of Financial Institutions
- Consult with your lawyer about potential legal remedies.
Remember, every case is unique, so it's essential to discuss your situation with your lawyer.
site that i can see lawsuits with credit cards or credit reporting agency who files sue agsin this companies
You can check the Public Access to Court Electronic Records (PACER) system for federal lawsuits against credit card or credit reporting companies. Keep in mind that it may require a registration fee. For state cases, you can access the Arizona Judicial Branch's case search tool. Always consult with your lawyer before making decisions.
what to see lawcase
In Arizona, you can access public records of lawsuits in the Arizona Judicial Branch's online portal. However, please note that details may be limited for privacy reasons. It's best to discuss specific cases with your lawyer for a more detailed understanding.