Harley Davidson Contract Dispute

Summary

You may be dealing with potential contract fraud or forgery. Gather all documentation and contact a consumer protection attorney licensed in Texas and North Dakota. File complaints with the Texas Attorney Generals office, Consumer Financial Protection Bureau, and Texas Department of Insurance if insurance fraud is involved.

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I am trying to find out what I can do about Harley Davidson Financial department, possibly changing/forging my contract, I bought a * street glide back in august of * from a harley dealer, I gave $* down and that was that, I hand signed the contract and I can't remember the exact interest rate. I over the years I have gotten behind here and there but alway got caught up. In * my wife and I had a motorcycle accident and when I tried to file a claim progressive said I only had liability coverage, which was incorrect I knew I was paying for full coverage because the bike was financed through Harley Davidson. then I called Harley Davidson because I knew I purchased gap insurance , but harley Davison said sorry they couldn't help me. I continued to pay on the motorcycle even tho it was severely damage, and yes got behind from time to time, until I got sick and got behind again, I asked Harley Davidson to send me a copy of my contract and a statement of all payments made, I bought the bike for *,* and from * to * I've paid in over *,*, but harley is saying I still owe them over *,* saying that I've only paid *,* towards the principle. now something isn't right , I would have never signed a contract with that high of an interest let alone pay double than what the bike is worth. now they are wanting to repossess the bike but cannot provide me a hard copy of the original contract that I hand signed back in *, they sent me an email of a contract that looks nothing like the one I signed, and no where in the contract does it show the * that I put down and the electronic signature doesn't even look anything close to my electronic signature. I know for a fact that I signed a contract by hand and put * down. so not only did they not want to help me with the gap insurance, they have been taking my money and me not knowing that only being a day or two behind caused them to charge late fees daily, and charge interest on the late fees. I don't know what to do and need to hire a lawyer to help me out. I really don't want to have to return the bike even tho it is still wrecked. I have paid more than its worth
I'm sorry to hear about your situation, Claye. It seems like you're dealing with a potential case of contract fraud or forgery. Here are some steps you can take:
- Gather all your documentations, receipts, and evidence related to your case.
- Contact a consumer protection attorney in Texas. They specialize in cases similar to yours.
- File a complaint with the Texas Attorney General's office and the Consumer Financial Protection Bureau.
- If your situation involves insurance fraud, report it to the Texas Department of Insurance.
Remember, this is not legal advice, but suggestions based on your given situation. Please contact a professional attorney for a proper legal consultation.
I bought the motorcycle in North Dakota , its registered in North Dakota , but I live in Texas
Thank you for the clarification, Claye. Since you live in Texas but the motorcycle was purchased in North Dakota, the laws of both states could potentially apply to your situation. I still recommend contacting a consumer protection attorney, but you might want to consider one who is licensed in both states or specializes in interstate law.
ok thanks
You're welcome, Claye. If you need any more information, please don't hesitate to ask. Best of luck with your situation.
I appreciate it
Hello Claye, I'm sorry to hear about your situation. It's essential that you contact a legal professional to help you navigate your situation. As you purchased the motorcycle in North Dakota but live in Texas, you may need to consult a lawyer who is licensed in both states or specializes in interstate law.
thanks again
You're welcome, Claye. If you have any other questions or need further information, please feel free to ask. Good luck with your situation.