Credit Card Rewards Policy
Summary
Credit card companies, including Chase, can lower your credit limit and withhold rewards if you consistently pay only the minimum amount due. This is often outlined in the terms and conditions of your credit card agreement. If you have concerns, review your cards terms or contact Chase directly for clarification.Full Conversation
I just need to know can a credit card company withhold your rewards cash, and lower another Credit card for just paying the minimum amount due every month?
What state are you located in, ****? This will help me provide the most accurate information as credit card laws can vary by state.
South Carolina
What is the name of your credit card company? This will help me provide more accurate information as policies can vary by company.
Chase/ jp Morgan
What is the specific rewards program you're enrolled in with Chase/JP Morgan? This will help me provide accurate information as policies can vary by program.
Im not sure what its called, but can they just decre
What exactly do you mean by "decre"? Are you asking if they can decrease your rewards or credit limit?
Can Chase decrease my credit limit on my Amazon Credit card for just paying the minimum amount due? Because i have paid over the minimum due before but going on hard times i have be
What is the exact credit card you have with Chase? This will help me provide accurate information as policies can vary by card.
Chase freedom and Amazon
What is the specific issue you're facing with your Chase Freedom and Amazon credit cards?
Chase lowered my Amazon credit limit for me just paying the minimum amount due
Did you receive any notification from Chase about this change in your credit limit?