Equifax Credit Report Dispute

Summary

Equifax received your complaint through the CFPB portal and is investigating. Provide specific details about inaccuracies. Consider filing a lawsuit under the Fair Credit Reporting Act (FCRA) if unresolved. Credit repair services can assist, but ensure they are reputable. Arizona seniors can contact the Arizona Department of Economic Securitys Division of Aging and Adult Services for help. Write to the CFPB to express dissatisfaction with Equifaxs response, request a thorough investigation, and list specific inaccuracies and adverse effects.

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i need help my credit reports were wrong, chase cloeed my accounts on inaccurate inofrmariom. I Dontknow where to do with this, * lawyer said no,i hired credit repairs but they just wanted to pay offold debts what do i am a senior citizen in az
I'm sorry to hear you're having this issue. It's essential to provide specific details about the inaccuracies in your credit report to Equifax. Do you have a record of these inaccuracies? If yes, you can submit them to Equifax. If the issue persists, you may consider filing a lawsuit under the Fair Credit Reporting Act (FCRA).
yes
Thank you for the information, April. In Arizona, you have the right to dispute inaccuracies on your credit report under the Fair Credit Reporting Act (FCRA). Here's what you can do:
*. Detail each inaccuracy in a letter to Equifax.
*. Include copies of documents supporting your claim.
*. Mail this by certified mail with return receipt.
Their contact details can be found on their website. If the issue isn't resolved, you may need legal representation.
is there a company that can do this for me
Yes, there are companies that can assist you in disputing inaccuracies on your credit report. They're known as credit repair services. Just be cautious and ensure they're reputable as some might not be legitimate.
who do you recommed
I can't recommend specific companies. However, you can research online or ask for referrals from friends. Look for companies with positive reviews and good customer service. Always remember to read their terms and conditions carefully.
is there a senior citizen help
Yes, in Arizona, there are multiple resources available to senior citizens. For your credit issue, you may contact the Arizona Department of Economic Security's Division of Aging and Adult Services. They provide assistance with financial and legal issues.
what can i write on the cfpb who received that responce from equiflax to tell them theyhaveto do a full investigation or other thingsthey have todo
You can write a response to the CFPB stating:
*. Your dissatisfaction with Equifax's response.
*. Request for a thorough investigation.
*. List specific inaccuracies you've found in your credit report.
*. Any adverse effects you've experienced due to these inaccuracies.
Remember to be clear, concise, and include relevant supporting documentation.