Summary
If your mortgage servicer neglected to pay your hazard insurance from escrow and force-placed insurance, you might have a case under Colorado law. Additionally, if they failed to notify the insurance company after buying your loan, you could have grounds for legal action. Under the Fair Debt Collection Practices Act, if youve requested in writing for collection calls to stop, they should comply. Colorados Consumer Protection Act may also apply. Consult a local attorney for personalized advice.Full Conversation
My mortgage servicer neglected to pay my hazard insurance from escrow, and then force placed insurance on my loan, Do I have a case
Hello ****, from a legal standpoint:
- If the servicer did not adhere to the terms of your mortgage agreement, you might have a case.
- Colorado law requires mortgage servicers to manage escrow accounts properly.
Could you provide more details about your mortgage agreement and the actions taken by the servicer?
my mortgage servicer bought my loan, but didn't notify the insurance company, therefore the servicer never received my renewal statement
Hello ****, based on your information,
- Colorado law requires servicers to manage escrow properly.
- If they failed to notify the insurance company after buying your loan, you might have a case.
- Please consult a local attorney for further advice.
new case
Hello! I'd be happy to help with your new case. Could you please provide some details about the issue?
I asked my mortgage loan servicer to stop calling me when I got behind on my payment, i straightened it all out but they continued to call me with collection calls, over * times, I aksed them to stop in writing, they said they were unable to stop the calls and that it was a curtesy to me
Hello ****, based on your information,
- Under the Fair Debt Collection Practices Act, if you've requested in writing for the calls to stop, they should.
- Colorado's Consumer Protection Act may also apply.
- Please consult a local attorney for further advice.
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