Vehicle Exemption In South Carolina

Summary

In South Carolina, you can protect one vehicle up to a value of $6,100 from creditors. If your vehicle has negative equity, its less likely to be seized. You can choose which vehicle to protect under the exemption. For more specific guidance, contact the Orangeburg County Magistrate Court.

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I have question.
Sure, ****! I'd be happy to help. Could you please provide more details about your legal issue? Also, knowing your location can help me give you more accurate information.
I am being sued over cc debt in the SC Magistrate court (small claims). it is likely the creditor will win because it’s a law firm. I am pretty much judgment proof for now, but I have two vehicles. One is financed and my sole source of transportation and the other doesn’t work. It is completely non-operational and unsafe. When the credit card lawyer wins their lawsuit against me receives a money judgment, will he try to take my financed vehicle? I can file an exemption on my cash. I have very little and rent— so no home. It’s a cheap vehicle with negative equity, but it works. I’m just worried they’ll try to take my good vehicle! But my research suggests they aren’t very interested in cars.
Hi ****,
To better understand your situation: Could you please confirm your location (state and county)? This will help me provide more specific information about vehicle exemption laws in your area.
Thank you!
Orangeburg, South Carolina
Thank you, ****. Here is some general information that might help you:
- In South Carolina, certain property is exempt from creditors, including a single vehicle up to a value of $*,*.
- If your vehicle has negative equity, it's less likely a creditor would seize it.
- Filing an exemption for your vehicle can protect it.
For more specific guidance, you might want to contact your local court:

Orangeburg County Magistrate Court


Phone: (*) *-*
Address: * Ellis Ave, Orangeburg, SC *
Website: www.orangeburgcounty.org
if I own two vehicles, can I choose which vehicle to protect?
In South Carolina, you can choose which vehicle to protect under the exemption. Since you have two vehicles, you can file an exemption for the vehicle you use for transportation. The exemption applies to one vehicle up to a value of $*,*.
For more specific guidance, contact:

Orangeburg County Magistrate Court


Phone: (*) *-*
Address: * Ellis Ave, Orangeburg, SC *
Website: www.orangeburgcounty.org