Summary
To recover unauthorized debit card charges in Louisiana, contact your bank and document the transaction. If denied, file a complaint with the Consumer Financial Protection Bureau and consult a local attorney. For cryptocurrency issues, report to law enforcement, consult a cryptocurrency lawyer, and verify recovery firms legitimacy. Legal actions for personal rights can be pursued within 10 years, and fraud charges within 4 years.Full Conversation
How do I go about getting my money back for charges on my debit card if I have not received the service?
Hello ****, to help you better, could you please let me know your location? Different jurisdictions have different laws and procedures for chargebacks.
Rapides parish, La
Hello ****,
In Louisiana:
- Contact your bank immediately and inform them about the unauthorized charges.
- Document all details of the transaction.
- You may also need to contact the merchant to resolve the dispute.
Please consult a local attorney for detailed advice.
I contacted the bank they denied my dispute.
Hello ****,
In such a situation, you may consider:
- Filing a complaint with the Consumer Financial Protection Bureau.
- Consult a local attorney to explore possible legal actions.
Please note that these are general guidelines and may vary depending on the details of your case.
Is there a chargeback site that I could use?
Hello ****,
Unfortunately, there isn't a specific "chargeback site". However, you can file a complaint online with the Consumer Financial Protection Bureau. It's advisable to consult with a local attorney for guidance.
What if someone took my money and never gave me anything to compensate for it and this happened a couple years ago?
Hello ****, in Louisiana:
- The Civil Code allows a legal action within 10 years for personal rights.
- If fraud is suspected, criminal charges can be pursued within 4 years.
Please consult a local attorney for specific advice.
What if it’s cryptocurrency and I don’t know their names?
Hello ****, in such case:
- Report the incident to law enforcement and provide as much information as possible.
- Consult a lawyer who specializes in cryptocurrency.
- Reach out to cryptocurrency exchanges for potential assistance.
Please note these are general guidelines and may vary as per specific case details.
Are there any cryptocurrency recovery companies that are legit?
Hello ****, there are legitimate cryptocurrency recovery firms, however, be cautious as scams exist too. Always:
- Check their reputation and reviews online
- Verify their claims independently
- Never share personal details without proper verification
- Consult with a cryptocurrency attorney before engaging
This is general advice, please consult a local attorney.
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