Unlawful Tribal Loan Terms

Summary

Tribal lenders may not be subject to state laws but must comply with federal laws. In Kansas, interest rates on loans are capped at 15%, and terms exceeding 30 days could be illegal. Excessive interest rates, such as 600%, may be considered usury. Consult a local attorney or the Consumer Financial Protection Bureau for advice.

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Kansas. Terms are against ks law
It seems you're having trouble with a tribal loan agreement in Kansas. Could you please provide more details about the terms that are against Kansas law?
More than 30 day terms
It seems you're dealing with a potentially unlawful loan term. In Kansas:
- Interest rates on loans are capped at *%
- Loan terms exceeding 30 days could be in violation.
You might want to consult a local attorney for more specific advice.
The interest is over *%
In Kansas, excessive interest rates can be considered as "usury" and are often illegal. It seems your situation may fall under this. Please consult a local attorney immediately.
Can they be held accountable since they dont have to follow laws
Tribal lenders may not be subject to state laws, but they are subject to federal laws. If they're violating federal laws, they can be held accountable. A local attorney or the Consumer Financial Protection Bureau could provide more advice.