Credit Card Debt Concerns

Summary

Not paying credit card debt on time generally doesnt lead to foreclosure of a house not under your name. However, if the debt results in a lawsuit, it could lead to a lien on the property. Legal notices should be taken seriously, and consulting a local attorney is advisable to understand your rights and options.

Full Conversation

yes
Thanks for sharing, Trish. Could you please specify what kind of legal notices or warnings you have received? This will help me provide more accurate information.
They told me that they will close the house whick is not under my name
Hi Trish! If the house is not under your name, it is unlikely that they can directly foreclose it due to your credit card debt. However, if there is a legal claim or lien on the property, it could complicate matters.
Have you spoken to a lawyer about this? They can provide detailed advice based on your specific situation.
no not yet
Case Rating: *
Trish, it sounds like your situation might benefit from legal advice. While it's unlikely your house can be foreclosed due to credit card debt, the legal notices you've received are concerning.
Would you like to be connected to local lawyers who can better assist you with your case?
yes
Case Rating: *
Trish, it seems like your case could benefit from professional legal assistance. Could you please provide the following information:
*. What is your phone number?
*. What is your zipcode?
*. What is your email address? (optional)
is this from the philippines?
Case Rating: *
Hi Trish! Yes, FreeLawChat provides legal assistance for individuals in the Philippines, including Metro Manila.
Can you please provide the following information so that we can connect you to local lawyers who can better assist you with your case?
*. What is your phone number?
*. What is your zipcode?
*. What is your email address? (optional)
*. What is your phone number? * *. What is your zipcode? * *. What is your email address? trishherrera.ph@gmail.com
Thank you for all the details. We will have a top rated lawyer in your area contact you shortly. For your records below is the information I gathered
Name: Trish
Email: trishherrera.ph@gmail.com
Phone: *
Zipcode: *
Reason: Not paying credit card on time leading to legal notices about potential foreclosure of a house not under her name.
From: FreeLawChatCom
Is there anything else I can help you with?
may i kniw how much is the rate?
Case Rating: *
Hi Trish! The consultation fees for lawyers can vary widely depending on the complexity of your case and the lawyer's experience. Many lawyers offer a free initial consultation, while others might charge a fee. It's best to discuss the rates directly with the lawyer when they contact you.
alright. thanks
Thank you for all the details. We will have a top rated lawyer in your area contact you shortly. For your records below is the information I gathered
Name: Trish
Email: trishherrera.ph@gmail.com
Phone: *
Zipcode: *
Reason: Not paying credit card on time leading to legal notices about potential foreclosure of a house not under her name.
From: FreeLawChatCom
Is there anything else I can help you with?