Threatening Email Debt Scam

Summary

Debt collectors in California must provide written notice of your debt and cannot threaten or harass you. They also cannot inform your employer without a court order. The U.S. Constitution has no chapters, only articles and amendments, indicating the email may be fraudulent. Always verify claims directly with the company and consult a legal advisor. Suspected fraud can be reported to the Federal Trade Commission.

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This email is in regards to the loan that you have taken from Cash Advance America. You went online to provide your information and had taken this loan that was successfully deposited through E.F.T (Electronically Funds Transfer). At the time of the repayment when the company tried to withdraw from your account that time your transaction got declined. The company has been trying to contact you for a long time but you never respond to them. Now, finally, they have decided to write this money as of loss and declare it to be stolen. This situation is taking the worst condition. Now, we are filing this case against you. But according to Fair debts collection practices act 1692C, this is our last notice to inform you about this case before taking you to the court. We just want to know the reason why you didn't repay this debt was intentional or you want to settle this case outside the court. According to the American Constitution Chapter *. We have all the rights to inform your employer and your references for this case because you had used them as a reference. So, they will also have to come to court. You still can handle this case by paying the debts off in your name. Thanks & Regards Settlement Department Johnson Law Firm
Hi Robert, it's crucial to verify the legitimacy of such emails. In California:
- Debt collectors must provide written notice of your debt.
- It's illegal for them to threaten or harass you.
- They can't inform your employer without a court order.
Contact Cash Advance America directly to verify this claim. For legal advice, consult a lawyer.
Is there such thing as.Anerican Constitution Chapter *
No, Robert, there are no chapters in the U.S. Constitution. It has seven articles and * amendments. This suggests that the email you received may not be legitimate. Always consult a legal advisor when in doubt.
The bottom of the email off. Thank you for your help
It seems like you're dealing with a potentially fraudulent situation. In California, it's important to remember:
- Debt validation is your right under the Fair Debt Collection Practices Act.
- Suspected fraud can be reported to the Federal Trade Commission.
- Always seek legal counsel in uncertain situations.
Will do. Thanks.
You're welcome, Robert. If you need more legal advice in the future, feel free to reach out. Stay safe.