TRY ME!
Unauthorized Bank Transaction Dispute
Summary
Creditors in south carolina must provide notice before collecting debts. If a debt is beyond the statute of limitations, it may be disputed. For unauthorized transactions, contact your bank and consider reporting to law enforcement. Consult a local attorney for personalized advice.Full Conversation
Navy Federal just took money out two of my account for a closed credit card account from * is that legal without notice
Hey ****! In South Carolina, creditors may have rights to offset or seize funds from your accounts to satisfy debts, but typically they must provide notice. You might want to check your account agreement for any clauses about offsets. Consider contacting a local attorney to explore your options.
How much time do they have to notify you about collecting
In South Carolina, creditors generally need to provide reasonable notice before taking action to collect a debt. The specific time frame can vary based on your account agreement or any court orders. It's advisable to review your agreement or consult a local attorney for precise information.
The account is nolonger on the screen to pay. Its been closed since *
Case Rating: *
In South Carolina, the statute of limitations for collecting a debt is generally three years for open accounts, like credit cards. However, if the creditor obtained a judgment, they might have a longer time frame to collect. It's essential to review any court judgments or consult with an attorney for detailed advice on your specific situation.
In South Carolina, the statute of limitations for collecting a debt is generally three years for open accounts, like credit cards. However, if the creditor obtained a judgment, they might have a longer time frame to collect. It's essential to review any court judgments or consult with an attorney for detailed advice on your specific situation.
There was no court judgement
Case Rating: *
It seems like Navy Federal may be attempting to collect a debt beyond the statute of limitations, as it's been closed since * and there's no court judgment. I recommend discussing this with a local attorney to better understand your options and rights.
It seems like Navy Federal may be attempting to collect a debt beyond the statute of limitations, as it's been closed since * and there's no court judgment. I recommend discussing this with a local attorney to better understand your options and rights.
Yes and they cant send me a bill or how much I still owe
Case Rating: *
It sounds like you might be dealing with a debt collection issue beyond the statute of limitations. Since you mentioned they can't send a bill or details of how much you owe, it might be beneficial to consult with a local attorney to explore your options. If you have any more questions or need clarification on this, feel free to ask!
It sounds like you might be dealing with a debt collection issue beyond the statute of limitations. Since you mentioned they can't send a bill or details of how much you owe, it might be beneficial to consult with a local attorney to explore your options. If you have any more questions or need clarification on this, feel free to ask!
Can I dispute directly and request a fraud case because it was an unauthorized transaction
Case Rating: *
In South Carolina, you can dispute an unauthorized transaction by:
- Contacting your bank immediately to report the transaction.
- Submitting a written dispute to the bank.
- Requesting an investigation into the unauthorized transaction.
If you suspect fraud, you may also report it to law enforcement. Consider consulting with a local attorney for personalized advice.
In South Carolina, you can dispute an unauthorized transaction by:
- Contacting your bank immediately to report the transaction.
- Submitting a written dispute to the bank.
- Requesting an investigation into the unauthorized transaction.
If you suspect fraud, you may also report it to law enforcement. Consider consulting with a local attorney for personalized advice.
Start a new chat